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RBC U.S. Dollar Visa Gold Review
The Bottom Line
Skip FX fees when you purchase in US dollars, collect rewards and make your US travels simpler since this card lets you keep your funds in U.S. dollars. While there are other better alternatives to this card that also let you skip FX fees, this card is a low reward and average card that also gives you decent insurance coverage.
APPLY NOW
on RBC's website
Welcome Bonus
N/A
Rewards Rate
1x Point
Points
Annual Fee
$65 USD
Interest Rates
20.99% / 22.99%□
Rewards
- Earn 1 Avion point for every U.S. $1 you spend on qualifying purchases1.
Insurance
Coverage
Purchase Protection
90 days
Extended Warranty
1 year
Travel Accident
$500,000.svg)
Car Rental Damage & Theft
$65,000 MSRP
Trip Cancellation
$2,500
Trip Interruption
$2,500
Baggage Delay
$500
Eligibility
Credit Score
GoodAnnual Income
N/A
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Card Details
Interest Rates
Purchase APR
20.99%
Cash Advance APR
22.99%□
Balance Transfer APR
22.99%
□ Cash advance rate for Quebec residents is 21.99%
Fees
Annual Fee
$65 USD
Additional Cards
$30
Eligibility
Minimum Individual Income
N/A
Minimum Household Income
N/A
Credit Score Estimate
Good
Type
Pros & Cons
Pros
- 1 point per $1 spent on purchases.
- No currency exchange fees on U.S. dollar purchases.
- Extensive insurance coverages.
Cons
- High annual fee of US$65.
APPLY NOW
on RBC's website