Desjardins Odyssey Gold VisaPoints Calculator

Our Take

The Desjardins Visa Odyssey Gold offers solid rewards and a comprehensive insurance package, including coverage for seniors, making it a good choice for frequent travelers. However, the card's $110 annual fee might feel steep given its modest rewards rate and the lack of a welcome bonus, which might make some consumers hesitate.

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Desjardins Odyssey Gold Visa review

Card Details

Interest Rates

Purchase: 20.90%

Cash Advance: 21.90%

Balance Transfer: 21.90%

Annual Fees

Main Card: $110

Additional Cards: $30

Annual Income

Personal: N/A

Household: N/A

Credit Score Estimate

300

Poor

560

Fair

660⁎

Good

725⁎

Very Good

760⁎

Excellent

⁎Estimates based on Equifax scoring

Card Type

Credit

Reward Type

Type: Points

Loyalty Program: Desjardins BONUSDOLLARS® Rewards

Our Rating

2.3/5

Institution

Desjardins

How You Earn Rewards

2% in BONUS-DOLLARS on restaurant & pre-authorized purchases (up to $6,000 spend per category)
2% in BONUS-DOLLARS on entertainment and transit purchases
1% in BONUS-DOLLARS on all other purchases