BMO eclipse Visa Infinite* Card

3.6/5

Get up to $1,150 in value including up to 70,000 Bonus points, monthly streaming statement credit, $50 statement credit, and no annual fee in your first year.*

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3.6

BMO

Visa

BMO eclipse Visa Infinite* CardPoints Calculator

Get up to $1,150 in value including up to 70,000 Bonus points, monthly streaming statement credit, $50 statement credit, and no annual fee in your first year.*

Our Take

This card is ideal for individuals who want to maximize rewards on everyday purchases like dining, groceries, and transit while benefiting from a generous welcome bonus and lifestyle credit. However, the point value and high income requirements may be limiting for some.

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BMO eclipse Visa Infinite* Card review

Card Details

Interest Rates

Purchase: 21.99%

Cash Advance: 23.99%□

Balance Transfer: 23.99%□

□ Quebec rates: Cash advance 21.99%, Balance transfer 21.99%

Annual Fees

Main Card: $120

$0 first year

Additional Cards: $50

Welcome Bonus

Get up to $1,150 in value including up to 70,000 Bonus points, monthly streaming statement credit, $50 statement credit, and no annual fee in your first year.*
30,000 points when you spend $4,000 in the first 110 days, plus 20,000 points when you spend at least $7,000 in the first 6 months. Receive an additional 20,000 points when you spend at least $12,000 in the first year.

Annual Income

Personal: $60,000

Household: $100,000

Credit Score Estimate

300

Poor

560

Fair

660⁎

Good

725⁎

Very Good