BMO eclipse Visa Infinite* Card

$120

BMO eclipse Visa Infinite

Credit Card · Apply through Finly

Cash back

$120

Get my rebate

Finly rebate

$120

Get $120 rebate^** on the BMO eclipse Visa Infinite* Card

Stacks on top of the card’s welcome bonus

Apply through Finly to collect the card's welcome bonus from the issuer plus our Finly rebate on top — sent to your bank via Interac e-Transfer once your application is approved.

Paid via INTERAC e-Transfer

Secure & private

$1,236,000+ paid out to Canadians

Rewards rate

1x - 5x points

Earn rate on purchases

Welcome bonus

Get up to $1,150 in value including up to 70,000 Bonus points, monthly streaming statement credit, $50 statement credit, and no annual fee in your first year.*

Worth ~$469

Finly rating

3.6 / 5

Editor's score

Read before you apply

Rebate eligibility & offer terms

These rules determine whether you qualify for the Finly rebate on this offer. Skim them before clicking apply.

* / ** Terms and conditions apply.

Terms and conditions apply.
Subject to approval.
For new cardholders only.

The card

Why BMO eclipse Visa Infinite?

Issued by BMO. Apply through Finly to earn an extra cash rebate on top of every reward this card offers.

Full card review

How to earn the welcome bonus

Get up to $1,150 in value including up to 70,000 Bonus points, monthly streaming statement credit, $50 statement credit, and no annual fee in your first year.*
30,000 points when you spend $4,000 in the first 110 days, plus 20,000 points when you spend at least $7,000 in the first 6 months. Receive an additional 20,000 points when you spend at least $12,000 in the first year.

Earns rewards on

1x - 5x points

Dining

Groceries

Gas

Transit

Earn 5x the BMO Rewards points on groceries, dining, gas and transit.*
Get 1 BMO Reward for every $1 spent on everything else.*

Fees & rates

Annual fee

$120$0 yr 1

Purchase interest

21.99%

Cash advance interest

23.99%

Foreign transaction

2.5%

Additional cards

$50

Min personal income

$60,000

Min household income

$100,000

Credit recommended

Good

Built-in perks & coverage

Visa Infinite Exclusive Benefits

Golf Benefit

Anniversary Credit

Concierge Services

Discount

Purchase Protection

Extended Warranty

Mobile Device Insurance

Common Carrier Travel Accident Insurance

Travel Medical Insurance (64 & under)

Car Rental Damage & Theft

Ready when you are

$120 is yours when you apply through Finly.

We e-Transfer your rebate via Interac after the financial institution confirms your sign-up. No portals, no points — just real cash.

Stack & save

Bundle this with a complementary offer

Open more than one product through Finly and you earn a separate cash rebate on each. We'll e-Transfer them all to the same Interac email — no extra steps on your end.

Apply for 2 more offers to stack rebates from a single Finly account.

Browse all

Bank Account

BMO Performance Chequing Account

$100

cash back

Bank Account

BMO Premium Chequing Account

$75

cash back

FAQ

Common questions, answered.

Still unsure? Reach out to support after signing up — we'll get back to you within a couple of business days.

Yes. The Finly rebate stacks with whatever sign-up offer or welcome bonus the institution provides. You get both.

Rebates are sent via Interac e-Transfer to the email on your Finly profile. Once your sign-up is verified, payments are typically processed within 10 days.

The financial institution reports the transaction back to us within a few days to a few weeks, depending on their reporting cadence. You can track the status from your Finly account.

Switching devices mid-application, using a VPN, ad blocker, or incognito mode can break our tracking cookies. Complete the application on a single device in one session for a smooth experience.

No — Finly rebates apply only to brand-new sign-ups. If the financial institution flags you as an existing customer for that product, the rebate won't apply.

Many premium credit cards require a minimum personal or household income. The required income (if any) is shown in the fees & rates panel above. The financial institution makes the final approval decision.

Each card targets a different credit profile. The recommended credit category is shown above. A higher score generally improves your odds of approval.