BMO Blue Rewards World Elite®* Mastercard®*Points Calculator

Get up to $1,600 in value and the annual fee waived in the first year*. Plus, get a 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee*.

$1,600 in value is made up of:

Up to $665: Up to 100,000 Welcome Bonus Points (Worth up to $665 in value  when redeemed at participating in-store partners or towards eGift Cards)

• Earn 45,000 Bonus Points 110 days after the credit card account open date when you spend a minimum of $5,000 on net card purchases within the first 110 days of account opening.*
• Earn an additional 20,000 Bonus Points 180 days after the credit card account open date when you spend a minimum of $10,000 on net card purchases within the first 180 days of account opening.*
• Earn a further 35,000 Bonus Points 365 days after the credit card account open date when you spend a minimum of $20,000 on net card purchases within the first 365 days of account opening.*

Up to $200: NEXUS Statement Credit

• Receive one statement credit up to a maximum of $200 CAD when NEXUS Application Fee is charged and posted in the first year on your Primary card regardless of NEXUS Application status.*

Up to $200: Annual Fee Rebate

• The Primary Cardholder annual fee of $150 will be rebated in the first year and will appear as a fee and a credit on the first statement.*
• Each Additional Card annual fee of $50 will also be rebated in the first year if added at the time of primary cardholder’s application and will appear as a fee and a credit on the first statement.*

Up to $268: Mastercard Travel Pass provided by DragonPass

• Includes a complimentary membership to participating lounges within the Mastercard Travel Pass provided by DragonPass program (approximate membership value of US$68 = $93 CAD based on exchange rate of 1.37 February 23, 2026).*
• Receive four complimentary lounge passes each calendar year. Passes can be used by you as the primary cardholder or for a travelling companion (approximate lounge passes value of US$128 = $175 CAD based on exchange rate of 1.37 February 23, 2026). After the four passes are used, lounge access is available for a fee of US$32 per person, per visit.*

Up to $200: Instacart+ Membership & Monthly Credit

• Complimentary and Discounted Instacart+ Membership: You, as the Primary cardmember, can activate this offer using your eligible Canadian BMO Credit Card by October 31, 2027 at 11:59PM PT, to receive (i) six (6) months of complimentary Instacart+ membership beginning on the date you activate this offer and (ii) this offer’s promotional Instacart+ annual rate ($20 CAD off annual rate of $99 CAD/year) if you opt-in to auto-enroll during initial offer enrollment. This offer is valid for only one eligible premium Canadian BMO Credit Card per Instacart account. Activate the offer via https://www.instacart.ca/p/bmo-premium or the special offer invitation in your email or account settings.*
• $10 Instacart Credit per Month BMO Offer: As a Canadian BMO Credit Card Primary cardmember, you can receive one $10 CAD credit in your Instacart account each month you have an active Instacart+ membership after you activate your complimentary BMO Instacart+ membership on https://www.instacart.ca/p/bmo-premium through October 31, 2027 at 11:59PM PT. The monthly credit will be made available to you in your Instacart+ account at the beginning of each month and will only be available on that platform for the remainder of that calendar month; the monthly credit will not roll over into a subsequent month.*

$75 market value: Roadside Assistance

• With the BMO Blue Rewards World Elite Mastercard, BMO CashBack World Mastercard and BMO CashBack World Elite Mastercard, you will receive a complimentary membership in the Dominion Automobile Association (DAA) and the benefits of their BMO Roadside Assistance Program (Basic Coverage). Membership terms and plan features are described in the Certificate you will receive or access the Certificate using the following link bmo.com/roadsideassistancebasic. DAA requires that BMO provide any information reasonably required solely for the purpose of confirming that you are covered by the Program.*