Working hard in the background...
Working hard in the background...

BMO Blue Rewards World Elite®* Mastercard®*
$125

BMO Blue Rewards World Elite®* Mastercard®*
Credit Card · Apply through Finly
Cash back
$125

Finly rebate
Stacks on top of the card’s welcome bonus
Apply through Finly to collect the card's welcome bonus from the issuer plus our Finly rebate on top — sent to your bank via Interac e-Transfer once your application is approved.
Paid via INTERAC e-Transfer
Secure & private
$1,002,000+ paid out to Canadians
Read before you apply
These rules determine whether you qualify for the Finly rebate on this offer. Skim them before clicking apply.
* / ** Terms and conditions apply.
The card
Issued by BMO. Apply through Finly to earn an extra cash rebate on top of every reward this card offers.
How to earn the welcome bonus
Get up to 100,000 Welcome Bonus Points and the annual fees waived in the first year*. Plus, get a 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee*.
Up to 100,000 Welcome Bonus Points (Worth up to $665 in value when redeemed at participating in-store partners or towards eGift Cards)
Up to $200: Annual Fee Rebate
0% introductory interest rate on balance transfers
Up to $200: NEXUS Statement Credit
Earns rewards on
1x - 10x
Fees & rates
Annual fee
Purchase interest
21.99%
Cash advance interest
23.99%
Foreign transaction
2.5%
Additional cards
$50 (first year waived)
Min personal income
$80,000
Min household income
$150,000
Credit recommended
Very Good
Built-in perks & coverage
Airport Lounge - Dragon Pass
Global Data Roaming plan
Car Rental Discount
Roadside Assistance
Discount
Discount
Extended Warranty
Purchase Protection
Travel Medical Insurance (64 & under)
Trip Interruption
Trip Cancellation
Car Rental Damage & Theft
Ready when you are
$125 is yours when you apply through Finly.
We e-Transfer your rebate via Interac after the financial institution confirms your sign-up. No portals, no points — just real cash.
How you get paid
The financial institution approves your application — we handle the rest. No claims to file, no portals to log into.
Sign in to Finly
Create an account or sign in. Add your Interac e-Transfer email so we can pay you out.
Click the offer
We track your application via your Finly account — no codes needed. Don't switch devices or use ad-blockers.
Apply with the financial institution
Complete the financial institution's application as usual on their site. Get approved on their schedule.
Wait for verification
The institution reports your sign-up to us within a few days to a few weeks. We'll email you when it's confirmed.
Get paid via Interac
Once verified, we e-Transfer your rebate within 10 days. The cash lands directly in your bank account.
Stack & save
Open more than one product through Finly and you earn a separate cash rebate on each. We'll e-Transfer them all to the same Interac email — no extra steps on your end.
Apply for 1 more offer to stack rebates from a single Finly account.
Browse allFAQ
Still unsure? Reach out to support after signing up — we'll get back to you within a couple of business days.
Yes. The Finly rebate stacks with whatever sign-up offer or welcome bonus the institution provides. You get both.
Rebates are sent via Interac e-Transfer to the email on your Finly profile. Once your sign-up is verified, payments are typically processed within 10 days.
The financial institution reports the transaction back to us within a few days to a few weeks, depending on their reporting cadence. You can track the status from your Finly account.
Switching devices mid-application, using a VPN, ad blocker, or incognito mode can break our tracking cookies. Complete the application on a single device in one session for a smooth experience.
No — Finly rebates apply only to brand-new sign-ups. If the financial institution flags you as an existing customer for that product, the rebate won't apply.
Many premium credit cards require a minimum personal or household income. The required income (if any) is shown in the fees & rates panel above. The financial institution makes the final approval decision.
Each card targets a different credit profile. The recommended credit category is shown above. A higher score generally improves your odds of approval.
Real reviews from real users. See our full list of reviews on Trustpilot
Legal & disclosures
Disclosures from the issuing institution. Always confirm product terms directly with the issuer before applying.
Product legal content
*Terms and conditions apply.
BMO is not responsible for maintaining the content on this site. Please click on the Apply Now link for the most up to date information.
Annual fee
$150
Waived in year one
Welcome bonus
Get up to 100,000 Welcome Bonus Points, no annual fees for the first year, and a 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee*.
Worth ~$1,600
Finly rating
3.2 / 5
Editor's score
Min income
$80K / $150K
Personal · Household