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BMO Blue Rewards World Elite®* Mastercard®*
$120

BMO Blue Rewards World Elite®* Mastercard®*
Credit Card · Apply through Finly
Cash back
$120

Finly rebate
Stacks on top of the card’s welcome bonus
Apply through Finly to collect the card's welcome bonus from the issuer plus our Finly rebate on top — sent to your bank via Interac e-Transfer once your application is approved.
Paid via INTERAC e-Transfer
Secure & private
$1,236,000+ paid out to Canadians
Read before you apply
These rules determine whether you qualify for the Finly rebate on this offer. Skim them before clicking apply.
* / ** Terms and conditions apply.
The card
Issued by BMO. Apply through Finly to earn an extra cash rebate on top of every reward this card offers.
How to earn the welcome bonus
Get up to $1,600 in value and the annual fees waived in the first year*. Plus, get a 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee*.
$1,600 in value is made up of:
Up to $665: Up to 100,000 Welcome Bonus Points (Worth up to $665 in value when redeemed at participating in-store partners or towards eGift Cards)
Up to $200: NEXUS Statement Credit
Up to $200: Annual Fee Rebate
Up to $268: Mastercard Travel Pass provided by DragonPass
Up to $200: Instacart+ Membership & Monthly Credit
$75 market value: Roadside Assistance
Earns rewards on
1x - 10x
Fees & rates
Annual fee
Purchase interest
Cash advance interest
Foreign transaction
Additional cards
Min personal income
Min household income
Credit recommended
Built-in perks & coverage
Airport Lounge - Dragon Pass
Global Data Roaming plan
Car Rental Discount
Roadside Assistance
Discount
Discount
Extended Warranty
Purchase Protection
Travel Medical Insurance (64 & under)
Trip Interruption
Trip Cancellation
Car Rental Damage & Theft
Ready when you are
$120 is yours when you apply through Finly.
We e-Transfer your rebate via Interac after the financial institution confirms your sign-up. No portals, no points — just real cash.
Stack & save
Open more than one product through Finly and you earn a separate cash rebate on each. We'll e-Transfer them all to the same Interac email — no extra steps on your end.
Apply for 1 more offer to stack rebates from a single Finly account.
Browse allFAQ
Still unsure? Reach out to support after signing up — we'll get back to you within a couple of business days.
Yes. The Finly rebate stacks with whatever sign-up offer or welcome bonus the institution provides. You get both.
Rebates are sent via Interac e-Transfer to the email on your Finly profile. Once your sign-up is verified, payments are typically processed within 10 days.
The financial institution reports the transaction back to us within a few days to a few weeks, depending on their reporting cadence. You can track the status from your Finly account.
Switching devices mid-application, using a VPN, ad blocker, or incognito mode can break our tracking cookies. Complete the application on a single device in one session for a smooth experience.
No — Finly rebates apply only to brand-new sign-ups. If the financial institution flags you as an existing customer for that product, the rebate won't apply.
Many premium credit cards require a minimum personal or household income. The required income (if any) is shown in the fees & rates panel above. The financial institution makes the final approval decision.
Each card targets a different credit profile. The recommended credit category is shown above. A higher score generally improves your odds of approval.
Real reviews from real users. See our full list of reviews on Trustpilot
Legal & disclosures
Disclosures from the issuing institution. Always confirm product terms directly with the issuer before applying.
Product legal content
*Terms and conditions apply.
BMO is not responsible for maintaining the content on this site. Please click on the Apply Now link for the most up to date information.
Rewards rate
1x - 10x
Earn rate on purchases
Welcome bonus
Get up to $1,600 in value, no annual fees for the first year, and a 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee*.
Worth ~$1,600
Finly rating
3.2 / 5
Editor's score