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More Rewards RBC Visa Infinite Review
The Bottom Line
The More Rewards RBC Visa Infinite is a rare no-fee Visa Infinite card with strong earn rates—up to 8 points per $1 on gas, dining, and partner stores. It’s great for high spenders at those places, but the low point value (0.43¢ each) and high income requirements make the rewards less impressive overall.
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on RBC's website
More Rewards is a loyalty program with over 700 participating stores primarily based in Western Canada is best suited for residents in this region. This product is not available to residents of Quebec.
Welcome Bonus
Up To 50,000 Bonus More Rewards Points
Rewards Rate
4x - 8x Points
Points
Annual Fee
$0
Interest Rates
20.99% / 22.99%□
Rewards
- 8 points for every $1 spent at over 700 participating More Rewards partner locations, including Save-On-Foods, Quality Foods, Buy-Low Foods, PriceSmart Foods, Urban Fare, Nester Market, Pure Pharmacy and more.
- 8 points per $1 spent on qualifying gas, EV charging and dining purchases
- 4 points per $1 spent on all other qualifying purchases
Insurance
Coverage
Mobile Device Insurance
$1,000
Purchase Protection
90 days
Extended Warranty
1 year
Benefits
Details
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Gas Discount
Save 3¢/L on fuel and earn 20% more Petro-Points when you pay with a linked RBC card
Eligibility
Credit Score
GoodAnnual Income
$60,000 personal or $100,000 household
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Card Details
Interest Rates
Purchase APR
20.99%
Cash Advance APR
22.99%□
Balance Transfer APR
22.99%
□ Cash advance rate for Quebec residents is 21.99%
Fees
Annual Fee
$0
Additional Cards
$0
Eligibility
Minimum Individual Income
$60,000
Minimum Household Income
$100,000
Credit Score Estimate
Good
Type
Pros & Cons
Pros
- 8 points per $1 on the most common spending categories like gas, dining and groceries at more than 700 More Rewards partner locations.
- No annual fee to pay.
Cons
- Low value of points, being an average of 0.43 cents per point for Travel redemption or a varying range on groceries at More Rewards partner locations.
APPLY NOW
on RBC's website