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enviro™ Visa* Classic card Review
The Bottom Line
Vancity's enviro™ Visa* Classic card is an affordable option for everyday and travel optimization. That said, you collect Vancity Rewards points on every $2 spent, making it less competitive than over no-fee options that reward every dollar. It's also only available to residents of British Columbia.
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APPLY NOW
on Vancity's website
To qualify, you must live in British Columbia and have a BC address.
RECOMMENDED CREDIT SCORE
300Poor
560Fair
660⁎Good
725⁎Very Good
760⁎Excellent
Rewards
- 1 point for every $2 spent on all purchases
- 2 times the points on flights, hotels, and car rentals booked through rewards.vancity.com
Insurance
Coverage
Common Carrier Travel Accident Insurance1
Up to $200,000
Purchase Protection2
90 days
Extended Warranty3
Up to a year
Benefits
Details
Interest-Free Purchases4
Interest-free grace period of 21 days on new purchases
Eligibility
Credit Score
GoodAnnual Income
N/A
Card Details
Interest Rates
Purchase APR
19.50%
Cash Advance APR
19.50%
Balance Transfer APR
19.50%
Fees
Annual Fee
$0
Additional Cards
$0 for up to 4 cards
Eligibility
Minimum Individual Income
N/A
Minimum Household Income
N/A
Credit Score Estimate
Good
Type
Pros & Cons
Pros
- No annual fee
- Purchase interest-free period
- No balance transfer fee
- No income requirements
Cons
- Points earned on every $2
- Limited added perks
- Limited coverage
- Exclusive to BC residents
On this page
Get personalized rewards estimates — see exactly how much you could earn.
enviro™ Visa* Classic card Points Calculator.png&w=3840&q=100)
APPLY NOW
on Vancity's website