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WestJet RBC World Elite Mastercard Review
The Bottom Line
If you travel frequently with WestJet, you must get this card because you are missing out on many benefits, even if you don't use this card for rewards. The round-trip companion voucher, status lift, and free checked bag benefits alone more than make up for the annual fee. For WestJet purchases, this card is great for earning rewards, but for all other categories, we recommend pairing it with another card.
Our choice for: Best credit card for frequent WestJet travellers
APPLY NOW
on RBC's website
Welcome Bonus
Get up to 70,000 WestJet points
Annual Fee
$139
Interest Rates
20.99% / 22.99%□
Rewards
- Earn 2 points per $1 spent on WestJet flights, WestJet Vacations, and Sunwing Vacations
- Earn 2 points per $1 spent at grocery stores and on transportation, including gas, EV charging, public transit and rideshare
- Earn 1.5 points per $1 spent on all other everyday purchases
Insurance
Coverage
Travel Medical Insurance
15 daysTravel Medical Insurance (65+)
3 days
Common Carrier Travel Accident Insurance
$500K.svg)
Car Rental Damage & Theft
$65K up to 48 days
Trip Interruption
$5K/person, $25K/trip
Flight Delay
$250/person, $500/occurrenceBaggage Delay
$500/person, $2500/occurrence
Purchase Protection
90 days
Extended Warranty
1 year
Mobile Device Insurance
$1,500
Trip Cancellation
$1,500 per person per trip
Benefits
Details
Airport Lounge - Dragon Pass
Pass only, complimentary visits not included! Companion Voucher can be exchanged for 2 visits.
Companion Voucher
Spend $5,000 annually and get a companion voucher starting at $119 CAD (plus fees), or exchange it for a 30% flight discount, $200 vacation package credit, or two lounge passes..svg)
Status lift
Eern $500 in tier qualifying spend which applies towards achieving the next WestJet Rewards tier for every $15,000 CAD in Eligible Purchases on your WestJet RBC World Elite Mastercard (up to a maximum of $1,500 in tier qualifying spend in a qualifying year).svg)
Free first checked bag
First checked bag is free for primary cardholder on WestJet flight and up to 8 guests when you pay with your WestJet RBC World Elite Mastercard
Discount
Member Exclusive fares: Exclusive discounts when you pay the full base fare with WestJet dollars
Boingo Wi-Fi hotspot
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Gas Discount
save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada
Extra points
50 Be Well points for every $1 spent on eligible products at Rexall
Eligibility
Credit Score
GoodAnnual Income
$80,000 personal or $150,000 household
*1) To benefit from this offer, your application must be received and approved by Royal Bank of Canada (“Royal Bank”) between November 5, 2025 and February 4, 2026 (“Offer Period”). This offer only applies to new applications for a WestJet RBC World Elite Mastercard.
You will receive up to 30,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”) distributed as follows: (i) 25, 000 Welcome WestJet Points up to six (6) weeks after your first purchase transaction date; and (ii) 5,000 Welcome WestJet Points up to twelve (12) weeks after your first purchase
transaction date, provided your first purchase gets posted to your WestJet RBC World Elite Mastercard credit card account (“Credit Card Account”) within the first three (3) months of your Credit Card Account opening date (“Period”). You will receive an additional 30,000 WestJet points (“Additional WestJet Points”) provided a total of $5,000 (“Qualifying Transaction Amount”) or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transaction(s)”) are posted to your Credit Card Account within the Period. Check here for full details and current product information.
Welcome Bonus Details
Get up to 70,000 WestJet points1:
- 30,000 WestJet Points after first purchase.
- 30,000 additional WestJet Points when you spend a minimum of $5,000 in the first 3 months on your card.
- 10,000 WestJet points after first year anniversary.
- Offer period: November 5, 2025 - February 4, 2026.
Card Details
Interest Rates
Purchase APR
20.99%
Cash Advance APR
22.99%□
□ Cash advance rate for Quebec residents is 21.99%
Fees
Annual Fee
$139
Additional Cards
$59
Eligibility
Minimum Individual Income
$80,000
Minimum Household Income
$150,000
Credit Score Estimate
Good
Type
Pros & Cons
Pros
- A no-brainer if you are a frequent WestJet traveler. The first free checked bag, annual companion pass, and status lift benefits alone make up more than the amount paid for the annual fee.
- A very good list of travel insurance in addition to WestJet-specific benefits.
Cons
- Not the best card for rewards accumulation, so it's better if paired with another card that offers higher rewards on non-WestJet purchases.
- Rewards are best used on WestJet travel, making them less flexible.
WestJet RBC World Elite Mastercard
2.8
FinlyWealth Rating
Get personalized rewards estimates — see exactly how much you could earn.
WestJet RBC World Elite Mastercard Points Calculatoron RBC's website