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RBC ION+ Visa Card Review

Credit Acceptance:

Card Network:

VISA

Good

660-724

Up to 12,000 Avion Points

Signup Bonus

rbc-ion-plus-visa-review
$
Cash
rbc-ion-plus-visa-review
$
Cash

Income Requirement:

N/A

6.5/10

Our Rating

Card Type

Points

Annual Fee

$48

Institution

RBC

Interest Rate

20.99%

Earning Rewards

3 Avion points per $1 spent on restaurant, grocery, gas or streaming purchases

1 Avion point per $1 spent on all other qualifying purchases

AVERAGE

Redeeming Rewards

What can you do with your rewards?

Travel

Travel with WestJet

Gift Cards

Statement Credits

RBC Financial Products

Merchandise

Charity

What's a good redemption?

RBC reward points, currently referred to as Avion points are best redeemed towards transferring to an airline partner like WestJet.


Depending on the destination of your travel, only a certain amount of points can be redeemed at maximum.


Learn more on the RBC Avion Rewards website.

AVERAGE

Insurance & Benefits

Mobile Device

$1000

Purchase Protection

90 Days

Extended Warranty

1 Year

• Mobile Device Insurance up to $1000 for 2 years
• Purchase Protection Insurance up to 90 days
• Extended Warranty Insurance doubled up to 1 year
• save 3¢/L on fuel and always earn 20% more Petro Points and 20% more Avion points at Petro Canada

FAIR

Pros & Cons

Pros

  • Bonus saving of 3 cents per litre on gas at Petro-Canada stations.

  • Up to 3 points per dollar on major purchases.

  • 12,000 avion points welcome bonus.

Cons

  • Insurance coverage is relatively low.

  • Avion reward points are generally not as valuable.