More Rewards RBC Visa Infinite
Review
APPLY NOWMore Rewards is a loyalty program with over 700 participating stores primarily based in Western Canada is best suited for residents in this region. This product is not available to residents of Quebec.
Card Details
Interest Rates
Purchase: 20.99%
Cash Advance: 22.99%□
Balance Transfer: 22.99%
□ Cash advance rate for Quebec residents is 21.99%
Annual Fees
Main Card: $0
Additional Cards: $0
Annual Income
Personal: $60,000
Household: $100,000
Credit Score Estimate
Welcome Bonus
- Get up to 50,000 bonus More Rewards points
- Get 30,000 welcome More Rewards points upon your first purchase (“Welcome Points”)
- Get 20,000 bonus More Rewards points after spending $500 in qualifying purchases within the first 3 months of account open
Our Rating
4/5
Institution
RBC
Rewards
- 8 points for every $1 spent at over 700 participating More Rewards partner locations, including Save-On-Foods, Quality Foods, Buy-Low Foods, PriceSmart Foods, Urban Fare, Nester Market, Pure Pharmacy and more.
- 8 points per $1 spent on qualifying gas, EV charging and dining purchases
- 4 points per $1 spent on all other qualifying purchases
Insurance & Benefits
Insurance
Coverage
Mobile Device Insurance
$1,000
Purchase Protection
90 days
Extended Warranty
1 year
Benefits
Details
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Gas Discount
Save 3¢/L on fuel and earn 20% more Petro-Points when you pay with a linked RBC card
Pros & Cons
Pros
- 8 points per $1 on the most common spending categories like gas, dining and groceries at more than 700 More Rewards partner locations.
- No annual fee to pay.
Cons
- Low value of points, being an average of 0.43 cents per point for Travel redemption or a varying range on groceries at More Rewards partner locations.
Legal
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