Card Details
Interest Rates
Purchase: 13.99%*
Cash Advance: 15.99%*
Balance Transfer: 15.99%*
Promotional Rates
Balance Transfer: 0.99%*
Promotional Period: 9 months*
Annual Fees
Main Card: $29
Additional Cards: $0
Annual Income
Personal: N/A
Household: N/A
Credit Score Estimate
Welcome Bonus
Get a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee*
Card & Reward Type
Card Type: Credit
Reward Type: None
Our Rating
3.6/5
Institution
BMO
Rewards
No rewards earned on this card
Insurance & Benefits
Insurance
Coverage
Purchase Protection
90 days
Extended Warranty
Doubled up to 1 year
No additional benefits available for this card.
Pros & Cons
Pros
- Low interest rate
- Nice welcome offer for balance transfer
Cons
- Annual fee while there are similar cards that don't have that fee with them
- No benefits other than the most basic purchase protection and extended warranty
Legal
*Terms and conditions apply.
Each balance transfer is subject to a fee of 2% which will be charged to your account on the date the balance transfer is posted to your Account.
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information.