Rebate + 25% Referral Bonus
Take advantage of Finly's exclusive rebate offer. Earn even more by sharing your unique referral link for a 25% bonus. Learn more about the Finly referral program.
Card Details
Interest Rates
Purchase: 13.99%*
Cash Advance: 15.99%*
Balance Transfer: 15.99%*
Promotional Rates
Balance Transfer: 0.99%*
Promotional Period: 9 months*
Annual Fee
$29
$0
First Year Waived
Annual Income
Personal: N/A
Household: N/A
Credit Score Estimate
Welcome Bonus
Get a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee and we'll waive the $29 annual fee in your first anniversary*
Card & Reward Type
Card Type: Credit
Reward Type: None
Our Rating
3.6/5
Institution
BMO
Rewards†
No rewards earned on this card
Insurance & Benefits†
Insurance
Coverage
Purchase Protection
90 days
Extended Warranty
Doubled up to 1 year
No additional benefits available for this card.
Pros & Cons
Pros
- Low interest rate
- Nice welcome offer for balance transfer
Cons
- Annual fee while there are similar cards that don't have that fee with them
- No benefits other than the most basic purchase protection and extended warranty