Card Details
Card Details
Info
Card Type | Credit |
Reward Type | Points |
Our Rating | 3.6/5 |
Institution | BMO |
Loyalty Program |
Fees & Rates
Annual Fee | $120 (first year waived) |
Additional Card Fee | $50 |
Interest Rates | Purchase: 21.99% Cash Advance: 23.99%□ Balance Transfer: 23.99%□ □ Quebec rates: Cash advance 21.99%, Balance transfer 21.99% |
Eligibility
Credit Score Estimate | Good |
Annual Income | Personal: $60,000 Household: $100,000 |
Bonuses
Welcome Bonus | Up to 60,000 points and first year fee waived |
Description | Apply for the BMO eclipse Visa Infinite card to earn 30,000 BMO Rewards points after spending $3,000 in the first 3 months, followed by an additional 2,500 points monthly for up to 12 months by spending $2,000 each month. The $120 annual fee is waived for the first year. Offer ends on January 31, 2026. |
Rewards
- 5 points per $1 spent in restaurants, fast foods, coffee shops, food delivery, grocery, gas and daily transit (up to 30,000 points on food, 30,000 points on groceries, 100,000 points on gas and 100,000 points on daily transit)
- 1 point per $1 spent on all other purchases
Rewards Breakdown
Rewards Summary
Point Redemptions
Redemption Method
Net Value (After Annual Fee)
Legal
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