Card Details
Card Details
Info
Card Type | Credit |
Reward Type | Points |
Our Rating | 3.1/5 |
Institution | ATB |
Loyalty Program |
Fees & Rates
Annual Fee | $120 (first year waived) |
Additional Card Fee | $35 |
Interest Rates | Purchase: 20.99% Cash Advance: 22.99% Balance Transfer: 22.99% |
Eligibility
Credit Score Estimate | Very Good |
Annual Income | Personal: $80,000 Household: $150,000 |
Bonuses
Welcome Bonus | 40,000 points |
Description | The first year annual fee is waived ($120 value) plus you'll receive a 40,000 welcome bonus points ($200 value) when you make your first purchase. Offer available on new ATB World Elite Mastercard accounts where the cardholder had no previous ATB World Elite Mastercard. |
Rewards
- 8 points per $1 spent on airlines, hotels, motels and car rental companies
- 6 points per $1 spent on groceries, gas, digital streaming services, and entertainment
- 2 points per $1 spent on all other eligible purchases
The accelerated earn rate applies to the first $50,000 in annual purchases on the account, at merchants qualifying for the accelerated earn rate, per calendar year based on your statement cycle date. The annual spend cap for the accelerated earn rate resets every January. Once the combined cardholder spend exceeds this threshold in these categories, they will continue earning points at the regular earn rate of 2 points per $1 spent in purchases.
Rewards Breakdown
Rewards Summary
Point Redemptions
Redemption Method