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The ATB World Elite Mastercard offers impressive rewards and insurance coverage, making it ideal for high-income Alberta residents seeking premium travel perks. However, the low point value and high income requirements might limit its appeal for some users.
on ATB's website
Welcome Bonus
40,000 points
Rewards Rate
2x - 8x points
Points
Annual Fee
$120 $0
Interest Rates
20.99% / 22.99%
Rewards
The accelerated earn rate applies to the first $50,000 in annual purchases on the account, at merchants qualifying for the accelerated earn rate, per calendar year based on your statement cycle date. The annual spend cap for the accelerated earn rate resets every January. Once the combined cardholder spend exceeds this threshold in these categories, they will continue earning points at the regular earn rate of 2 points per $1 spent in purchases.
Insurance
Coverage
Purchase Protection
Extended Warranty
Car Rental Accident
Car Rental Damage & Theft
Car Rental Personal Effects
Emergency Out of province Medical
Travel Accident
Flight Delay
Baggage Delay
Trip Cancellation
Trip Interruption
Lost or Stolen Baggage
Hotel Burglary Insurance
Personal Effects
Price Protection
Benefits
Details
Airport Lounge - Dragon Pass
Car Rental Discount
Boingo Wi-Fi hotspot
Eligibility
Credit Score
Annual Income
Purchase APR
20.99%
Cash Advance APR
22.99%
Balance Transfer APR
22.99%
Annual Fee
$120
Additional Cards
$35
Minimum Individual Income
$80,000
Minimum Household Income
$150,000
Credit Score Estimate
Very Good
Pros
Cons
Get personalized rewards estimates — see exactly how much you could earn.
ATB World Elite Mastercard® Points Calculatoron ATB's website