What Benefits Come With a World Elite Mastercard in Canada?

World Elite Mastercards are top-tier — no really, the World Elite ranking is the highest of the three card levels, including Standard and World tiers.

A World Elite Mastercard encompasses all of the benefits of the lower tiers and then some and that's why many of these cards make their way to the list of best Mastercard credit cards in Canada.

To learn more about this premium Mastercard category and all of its included perks, keep scrolling.

Standard Benefits Included on World Elite Mastercards

As mentioned, many of the typical perks you’ll find on Standard Mastercards are also included on World Elite Mastercards, think of them as prerequisites.

These Standard benefits include categories like:

• Mastercard Zero Liability Protection: Meaning that you won’t be held liable for lost funds as a result of credit card fraud
• Mastercard Global Service: Providing 24/7 emergency assistance, such as the replacement of lost or stolen cards, from anywhere around the world
• H&R Block tax support: Supplying cardholders with experts to help with tax returns plus discounts on assistance when they pay for their tax preparation services using their Mastercard (depending on the card)
• Transaction alerts: Updating you on what your money is up to 24/7
• Extended warranty insurance: Prolonging the original merchant’s warranty on items purchased with an eligible Mastercard
• Purchase protection insurance: covering eligible purchased items that are damaged or stolen
  

Benefits Included on Both World and World Elite Masterards

On top of Standard benefits, World Elite Mastercards are also equipped with World benefits, the next level up.

World Mastercards and World Elite Mastercards share perks like:

• FlexiRoam benefits: a way to stay connected internationally without a physical SIM Card, includes discounts on a Global Data Roaming plan and up to 3GB of free data (1GB for World cardholders, 3GB for World Elite Cardholders)
• Access to Fubo streaming: for live sports channels and savings on your first few months of membership 
• On-demand apps and subscription services
• Cirque du Soleil discounts: For shows across Canada and in Las Vegas, plus exclusive preferred seating and Mastercard VIP Experiences 
• Mastercard Insider Benefits For sports fans: unlocking exclusive ticket access, concession discounts, and retail offers 
• Automatic cashback opportunities: Provided by participating retail, transportation and dining merchants outside of Canada
• A Mastercard Travel Pass, courtesy of DragonPass: Granting access to over 1,300 airport lounges in more than 140 countries around the world (for an entry fee for World cardholders and some World Elite options)
• Priceless.com perks: Offering access to over 2,000 experiences nearby and overseas
• 24/7 Concierge Services: Providing curated assistance when it comes to travel arrangements, reservations, ticket bookings and more
• Booking.com discounts: Taking a percentage off of any prepaid stays and eligible pre-booked experiences

Exclusive World Elite Benefits

As expected, there are also a few exclusive benefits unique to World Elite Mastercards.

The following benefits may not be included on all World Elite Mastercards (since each card is unique), but we’ll let you know which cards each benefit corresponds to:

Airport Lounge Access (For Real!)

Unlike some World Mastercards that only include the Mastercard Travel Pass from DragonPass membership, there are a few World Elite Mastercards that provide cardholders with a Mastercard Travel Pass membership and some complimentary lounge access. 

These cards include: 

• The National Bank World Elite Mastercard
• The Desjardins Odyssey World Elite Mastercard
• The WestJet RBC World Elite Mastercard (if you swap your companion voucher for free visits)
• The BMO Ascend World Elite Mastercard
• The ATB World Elite Mastercard

Roadside Assistance

As you’ll learn from our best perks blog, roadside assistance is a unique credit card benefit. Basically, this perk gives cardholders access to emergency roadside services like towing, fuel delivery, and lockout assistance – perfect for road trippers who want to be prepared for the unexpected!

Two of the best roadside assistance World Elite Mastercards are the Triangle World Elite Mastercard and the BMO CashBack World Elite Mastercard.

Free First Checked Bags

World Elite Mastercards are known for their premium travel perks, and another notable inclusion on select cards is free first checked bags, rewarding the primary cardholder and up to 8 travel companions complimentary checked luggage on their flight.

Participating World Elite Mastercards include the BMO VIPorter World Elite Mastercard (allowing for 1 complimentary checked bag and 1 complimentary carry-on bag for all 9 travellers) and the WestJet RBC World Elite Mastercard (with 1 checked bag per traveller).

Companion Vouchers

In case you didn’t know, companion vouchers allow cardholders to purchase a companion ticket for an accompanying traveller at a reduced rate.

You can also expect to find companion voucher opportunities on World Elite Mastercards like the BMO VIPorter World Elite Mastercard and the WestJet RBC World Elite Mastercard.

Priority Travel Perks

Typically, priority travel perks offer a package of trip-oriented advantages like online priority check-in, extra baggage redemptions, Airport Security Fast Track, and early boarding (depending on the card).

There are three World Elite Mastercards that offer a few priority travel perks, both the Neo Cathay World Elite Mastercard and the Neo Cathay World Elite Mastercard Secured, plus the BMO VIPorter World Elite Mastercard.

Conclusion

World Elite Mastercards take all of the benefits of Standard and World Mastercards and tack on a few of their own, specifically luxury travel perks like lounge access, companion vouchers, and rare roadside assistance.

The exact benefits you’ll receive will vary based on the World Elite Mastercard you choose.