BMO Ascend™ World Elite®* Mastercard®*
Rewards Calculator Algorithm
You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.
Total Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
$0
Card Details
Annual Rewards
$307.13
BMO rewards
First Year Bonus
$301.5
BMO rewards
Annual Fee
$150
$0
First Year Waived
First Year Value
$608.63
$157.13 in years after
Interest Rates
Cash Advance: 23.99%
Purchase: 20.99%
Annual Fee
$150
Annual Income
Personal: $80,000
Household: $150,000
Credit Score
Very Good
Welcome Bonus
Up to 78,750 points in the first year
Card Type
Points
Our Rating
3.45 / 5
Institution
BMO
Rewards
- • 5 points for every dollar in Travel (Maximum 75000)
- • 3 point for dining (Maximum 30000)
- • 3 points for entertainments (Maximum 30000)
- • 3 points for Recurring payments (Maximum 3000)
- • 1 point for everything else
BMO Ascend™ World Elite®* Mastercard®* Points Calculator
Based on average spending
Rewards Ranking
Rewards Breakdown
Travel and Rental Car & Taxi
7,800 points
Food and drinks
12,600 points
Entertainment
5,760 points
Recurring Transactions
5,040 points
All other purchases
14,640 points
Annual Fee
- $150
Net Annual Rewards
45,840 points
Valued at $157.13 (after fees)
Rewards Summary
Net Annual Rewards
45,840 points
Valued at $157.13 (after fees)
Welcome Bonus
45,000 points
Valued at $301.5
First Year Value
90,840 points
Valued at $608.63
Point Redemptions
Redemptions Chart
Travel
$458.63
Financial products
$458.63
Entertainment and Experiences
$431.38
Statement Credits
$304.2
Gift Cards
$286.03
Merchandise
$258.78
Insurance & Benefits
Travel Insurance
Airport Lounge Access (4)
Car Rental Insurance
Car Rental Discount
Global Wifi
Purchase Protection
Extended Warranty
- • Access to participating Airport lounges Visa Airport Companion Program managed by Dragonpass International with 4 Free complimentary visits
- • Out of Province Medical insurance (Up to $5 million)
- • Travel accident Insurance up to $500K
- • Lost/Damaged Baggage Insurance per person per trip up to $500 to maximum of $1K per account. If delayed more than 6 hours $500 for essential items
- • Flight delay insurance up to $500
- • Trip Cancellation Insurance up to $1500 per person with a maximum of $5000
- • Trip Interruption Insurance up $2000 per insured person for the extra cost of a one-way economy airfare to your point of departure and any unused non-refundable prepaid arrangements
- • Car Rental Theft and damage insurance
- • Purchase Protection Insurance
- • Save up to 7% on your Booking.com prepaid hotel or property rental bookings
- • 20% off base rate of participating National Car Rental and Alamo Rent a Car and up to 5% on Enterprise Rent-A-Car
- • Extended Warranty Insurance
- • Get 20% off admission to Cirque du Soleil shows touring Canada, and 15% off resident shows in Las Vegas.
- • Stay connected with over 1 million Boingo Wi-Fi hotspot worldwide.
- • Common Carrier insurance