BMO Ascend™ World Elite®* Mastercard®*

Rewards Calculator Algorithm

You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.


Total Spending

Modify your spending numbers and click update to get the most accurate reward estimates.

$0

Rewards based on $0 average spending

Card Details

Annual Rewards

$307.13

BMO rewards

First Year Bonus

$301.5

BMO rewards

Annual Fee

$150

$0

First Year Waived

First Year Value

$608.63

$157.13 in years after

Interest Rates

Cash Advance: 23.99%

Purchase: 20.99%

Annual Fee

$150

Annual Income

Personal: $80,000

Household: $150,000

Credit Score

Very Good

Welcome Bonus

Up to 78,750 points in the first year

Card Type

Points

Our Rating

3.45 / 5

Institution

BMO

Rewards


  • • 5 points for every dollar in Travel (Maximum 75000)
  • • 3 point for dining (Maximum 30000)
  • • 3 points for entertainments (Maximum 30000)
  • • 3 points for Recurring payments (Maximum 3000)
  • • 1 point for everything else

BMO Ascend™ World Elite®* Mastercard®* Points Calculator

Based on average spending


Rewards Breakdown

Travel and Rental Car & Taxi

7,800 points


Food and drinks

12,600 points


Entertainment

5,760 points


Recurring Transactions

5,040 points


All other purchases

14,640 points


Annual Fee

- $150


Net Annual Rewards

45,840 points

Valued at $157.13 (after fees)

Rewards Summary

Net Annual Rewards

45,840 points

Valued at $157.13 (after fees)


Welcome Bonus

45,000 points

Valued at $301.5


First Year Value

90,840 points

Valued at $608.63

Point Redemptions

Redemptions Chart

Travel

$458.63


Financial products

$458.63


Entertainment and Experiences

$431.38


Statement Credits

$304.2


Gift Cards

$286.03


Merchandise

$258.78

Insurance & Benefits


Travel Insurance

Airport Lounge Access (4)

Car Rental Insurance

Car Rental Discount

Global Wifi

Purchase Protection

Extended Warranty

  • • Access to participating Airport lounges Visa Airport Companion Program managed by Dragonpass International with 4 Free complimentary visits
  • • Out of Province Medical insurance (Up to $5 million)
  • • Travel accident Insurance up to $500K
  • • Lost/Damaged Baggage Insurance per person per trip up to $500 to maximum of $1K per account. If delayed more than 6 hours $500 for essential items
  • • Flight delay insurance up to $500
  • • Trip Cancellation Insurance up to $1500 per person with a maximum of $5000
  • • Trip Interruption Insurance up $2000 per insured person for the extra cost of a one-way economy airfare to your point of departure and any unused non-refundable prepaid arrangements
  • • Car Rental Theft and damage insurance
  • • Purchase Protection Insurance
  • • Save up to 7% on your Booking.com prepaid hotel or property rental bookings
  • • 20% off base rate of participating National Car Rental and Alamo Rent a Car and up to 5% on Enterprise Rent-A-Car
  • • Extended Warranty Insurance
  • • Get 20% off admission to Cirque du Soleil shows touring Canada, and 15% off resident shows in Las Vegas.
  • • Stay connected with over 1 million Boingo Wi-Fi hotspot worldwide.
  • • Common Carrier insurance

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