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Best Rogers Credit Cards in Canada for August 2026
Published Aug 5, 2026 5:34 PM • 4 min read
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Written By
Lead Writer
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Co-founder
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Co-founderThere are four Rogers credit cards on the Canadian market, all of which offer impressive cashback rewards for Rogers, Fido, Shaw or Comwave customers. While nearly all the cards come with no annual fee, there's one premium paid contender that's stacked with perks.
Data-driven rankings of 120+ credit cards using a proprietary algorithm
Comprehensive analysis using 25+ data points including terms and conditions, points programs, and more
Objective editorial approach - we strive for unbiased reviews following our editorial guidelines
FinlyWealth's credit cards content, including rankings and recommendations, is overseen by a team of engineers and writers who specialize in credit cards, banking, and personal finance. Our work has been featured in The Globe and Mail, GoBankingRates, and AOL. Our proprietary analysis systems evaluate product features, terms, and conditions to deliver comprehensive reviews and comparisons while maintaining strict editorial standards for accuracy and integrity.
Rogers Red World Elite® Mastercard: Best Overall
Rogers Red Mastercard: Best Accessible Alternative
Rogers Red World Mastercard®: Best Mid-Tier
Rogers Red World Legend™ Mastercard: Best Premium
Best Rogers Credit Cards in Canada
Our choice for: Best Overall
APPLY NOW
on Rogers Bank's website
I currently have or may soon have an eligible Rogers, Fido or Shaw service as the primary or level 1 authorized user
Welcome Bonus
Welcome Bonus varies
Annual Fee
$0
Interest Rates
21.99% - 25.99%* / 22.99% - 27.99%*
RECOMMENDED CREDIT SCORE
300Poor
560Fair
660⁎Good
725⁎Very Good
760⁎Excellent
4.5/5
This card is one of the best in Canada, especially if you are a Rogers, Fido, or Shaw customer. With those services, you can effectively receive up to 3% cashback rate, which is higher than what almost any other card offers, even those with annual fees! Additionally, for a no-fee card, you gain access to an extensive list of travel benefits, many of which are typically offered only with cards that have annual fees. Therefore, we recommend this card to anyone who meets the income requirements, even if you are not a Rogers customer!
Awards & Recognition
Best No Fee Cash Back Credit Card
2026
Pros
- Top no-fee contender
- Service redemption boosts
- Member earning boosts
- USD optimization
- Comprehensive coverage
- Airport lounge membership
- Roam Like Home days
Cons
- High income requirements
- Annual spending caps
Rewards
- Earn 2% cash back on all eligible non-U.S. dollar purchases if you have 1 qualifying service with Rogers, Fido, Shaw or Comwave. Otherwise, earn 1.5% cash back on eligible non-U.S. dollar purchases.
- Plus, earn up to 3% cash back on eligible U.S. dollar purchases.
- Get 1.5x more cash back every time you redeem for eligible Rogers, Fido, Comwave or Shaw purchases. That’s up to 3% cash back value. Exclusively with Rogers.
Insurance
Coverage
Travel Medical Insurance (64 & under)
Up to 10 daysTravel Medical Insurance (65 to 75)
Up to 3 days
Trip Cancellation
$1,000/person, $5,000 maximum
Trip Interruption
$1,000/person, $5,000 maximum.svg)
Car Rental Damage & Theft
31 days, $65,000 car MSRP
Purchase Protection
90 days
Extended Warranty
1 year
Benefits
Details
Airport Lounge - Dragon Pass
Discounted access to over 1300 airport lounges with Mastercard Travel Pass. Pass only, complimentary visits not included.
Roam Like Home Days
Get 5 Roam Like Home days at no cost, every year, with an eligible Rogers mobile plan.
Eligibility
Credit Score
GoodAnnual Income
$80,000 personal or $150,000 household
Our choice for: Best Accessible Alternative
APPLY NOW
on Rogers Bank's website
I currently have or may soon have an eligible Rogers, Fido or Shaw service as the primary or level 1 authorized user
Welcome Bonus
Welcome Bonus varies
Annual Fee
$0
Interest Rates
21.99% - 25.99%* / 22.99% - 27.99%*
RECOMMENDED CREDIT SCORE
300Poor
560Fair
660⁎Good
725⁎Very Good
760⁎Excellent
3.8/5
This card is one of our top-ranked options in terms of rewards, especially if you are a Rogers, Fido, or Shaw customer. With those services, you can effectively receive up to 3% cashback, which is a higher rate than almost any other card offers, even those with annual fees! If you have a high income of $80K or a household income of $150K, you can apply for the World Elite® version of this card, which comes with additional insurance and benefits like a lounge pass.
Pros
- No annual fee
- Member boosting opportunities
- USD optimization
- Service redemption boosts
- Roam Like Home days
- Wide acceptance
Cons
- No insurance
- Low non-member rewards
- Annual spending caps
Rewards
- Earn 2% cash back on all eligible purchases if you have 1 qualifying service with Rogers, Fido, Shaw or Comwave. Otherwise, earn 1% cash back on eligible non-U.S. dollar purchases.
- Plus get 1.5x redemption bonus on eligible Rogers, Fido, Shaw or Comwave purchases.
- That’s up to 3% cash back value. Exclusively with Rogers.
Benefits
Details
Roam Like Home Days
Get 5 Roam Like Home days at no cost, every year, with an eligible Rogers mobile plan.
Eligibility
Credit Score
GoodAnnual Income
N/A
Our choice for: Best Mid-Tier
APPLY NOW
on Rogers Bank's website
I currently have or may soon have an eligible Rogers, Fido or Shaw service as the primary or level 1 authorized user
Welcome Bonus
Welcome Bonus varies
Annual Fee
$0
Interest Rates
20.99% - 25.99%* / 22.99% - 27.99%*
RECOMMENDED CREDIT SCORE
300Poor
560Fair
660⁎Good
725⁎Very Good
760⁎Excellent
3.9/5
This card is provides some of the highest cashback out there but only if you are a Rogers, Fido, or Shaw customer. With those services, you can effectively get up to a 3% cashback rate, which is a higher rate than almost any other card offers, even those with annual fees! If you have a high income of $80K or a household income of $150K, you can apply for the World Elite® version of this card, which comes with additional insurance and benefits.
Pros
- No annual fee
- Member boosting opportunities
- USD optimization
- Service redemption boosts
- Roam Like Home days
- Wide acceptance
Cons
- Limited insurance
- Low non-member rewards
Rewards
- Earn 2% cash back on eligible U.S. dollar purchases.
- Plus, earn 2% cash back on all other purchases if you have 1 qualifying service with Rogers, Fido, Shaw or Comwave. Otherwise earn 1% on all other purchases.
- Get 1.5x more cash back every time you redeem for eligible Rogers, Fido, Shaw or Comwave purchases. That's up to 3% cash back value. Exclusively with Rogers.
Insurance
Coverage
Purchase Protection
90 daysExtended Warranty
1 year
Benefits
Details
Roam Like Home Days
Roam Like Home: 5 days with eligible Rogers mobile plan
Eligibility
Credit Score
GoodAnnual Income
N/A
Our choice for: Best Premium
APPLY NOW
on Rogers Bank's website
Welcome Bonus
Welcome Bonus varies
Annual Fee
$495
Interest Rates
20.99% - 25.99%* / 22.99% - 27.99%*
RECOMMENDED CREDIT SCORE
300Poor
560Fair
660⁎Good
725⁎Very Good
760⁎Excellent
2.8/5
The Rogers Red World Legend™ Mastercard is Rogers Bank’s new premium travel card aimed primarily at Rogers customers who spend a lot and want simple, flat cash back. Its biggest strengths are the 2% cash back on all purchases worldwide and no foreign transaction fees, which is a rare combination in Canada. However, the $495 annual fee is very high for a card that mainly offers flat cash back and lifestyle perks tied to Rogers services. For most people, the value will only make sense if you’re already deep in the Rogers ecosystem and can fully use the travel perks, entertainment credit, and redemption bonus on Rogers purchases.
Pros
- No FX fees
- Comprehensive coverage
- Complimentary airport lounge access
- Service redemption boosts
- Member earning boosts
- No cost roaming
Cons
- High income requirements
- Very high annual fee ($495)
- Rogers-ecosystem specific benefits, limiting flexibility
- Lounge access and lifestyle perks are weaker than most premium travel cards at this price
- Full 2% earn rate requires an eligible Rogers service
Rewards
- Earn 2% cash back on all eligible purchases if you have 1 qualifying service with Rogers, Fido, Comwave or Shaw.^
- Otherwise earn 1.5% cash back on all eligible purchases.^
- Get 1.5 times more cash back every time you redeem for Rogers, Fido, Comwave or Shaw purchases.^
- 10 Roam Like Home days at no cost with an eligible Rogers mobile plan every year.^
Insurance
Coverage
Common Carrier Travel Accident Insurance
$500,000Travel Medical Insurance (64 & under)
21 daysTravel Medical Insurance (65 to 75)
5 daysTrip Cancellation
$2,500/person, $10,000/tripTrip Interruption
$5,000/person, $25,000 maximum
Flight Delay
$500Baggage Delay
$500
Lost or Stolen Baggage
$1,000
Hotel Burglary Insurance
$1,000Car Rental Damage & Theft
IncludedPurchase Protection
120 daysExtended Warranty
2 years
Benefits
Details
Entertainment Credit
$200 in value in the form of an Entertainment Credit that can be redeemed against: eligible Rogers, Shaw and Comwave branded cable TV packages (and one time purchase add-ons), Rogers Xfinity TV bundles, AppTV, StreamSaver and streaming subscriptions, and Sportsnet+, Discovery+ and Citytv+ subscriptions.
No Foreign Transaction Fees
The foreign currency conversion fee for the Rogers Red World Legend Mastercard is 0%Airport Lounge - Dragon Pass
6 Free complimentary visitsRoam Like Home Days
Roam Like Home: 10 days with eligible Rogers mobile plan.svg)
Concierge Services
Complimentary 24/7 personal concierge for reservations and more..svg)
Status lift
Access to Avis President’s Club
Eligibility
Credit Score
GoodAnnual Income
$150,000 personal or $200,000 household
From our editors: The full list of Best Rogers Credit Cards in Canada
1. Best Overall: Rogers Red World Elite Mastercard
The Rogers Red World Elite Mastercard earns its place as both one of the best no-annual-fee credit cards in Canada and one of the top credit cards in Canada overall. This card earns you impressive cashback rates on USD and non-USD purchases, especially when you have a qualifying Rogers, Fido, Comwave or Shaw account. You can earn even more cashback when you redeem your rewards towards eligible service purchases. Additionally, the Rogers Red World Elite Mastercard offers some valuable insurance, including trip interruption and trip cancellation insurance, plus travel medical insurance. Pair that with a Dragon Pass membership and no-cost roaming, and you've got yourself an extraordinary no-fee contender.
The catch? This card comes with some high annual income requirements and an annual spending cap. To learn more, read our Rogers Red World Elite Mastercard Review.
2. Best Accessible Alternative: Rogers Red Mastercard
If you have a lower annual income, you can always apply for the Rogers Red Mastercard instead. Also available for no annual fee, this card provides similar cashback rates on non-USD purchases, especially if you have a qualifying Rogers, Fido, Comwave or Shaw service, plus a slightly lower cashback rate on USD purchases. Customers also receive extra cashback when they redeem their rewards towards eligible service purchases. Unlike the Rogers Red World Elite Mastercard, however, the Rogers Red Mastercard doesn't include any coverage and only offers no cost roaming as a benefit. It also has a lower spending cap. When you reach this cap, the earn rate drops.
Still, with no annual income requirements, this alternative is a lot easier to qualify for. Read more in our Rogers Red Mastercard Review.
3. Best Mid-Tier Option: Rogers Red World Mastercard
The best mid-tier card for Rogers customers is the Rogers Red World Mastercard. This no-fee contender earns solid cashback on eligible USD purchases, plus generous cash back on all other purchases, especially if your have a qualifying Rogers, Fido, Shaw or Comwave service and redeem your earnings towards eligible service purchases. The coverage is basic, but applicants can still expect Roam Like Home days with an eligible mobile plan. With no annual income requirements, it's also much more accessible, but applicants should still note the annual spending cap. Get all the details in our Rogers Red World Mastercard Review.
4. Best Premium: Rogers Red World Legend Mastercard
While the Rogers Red World Legend Mastercard earns commendable cash back on all purchases, especially for clients who redeem their earnings towards service purchases, the real pull is this contender's perks. On top of extensive insurance coverage, cardholders also receive benefits like no foreign transaction fees, complimentary airport lounge access, and an entertainment credit. Note, however, that you'll need to pay a hefty annual fee and meet high income requirements to qualify. Luckily though, this card avoids annual spending caps. Discover more in our Rogers Red World Legend Mastercard Review.
Who Should Apply for a Rogers Credit Card
Each Rogers credit card is a great investment for Rogers customers. As a qualifying customer, you have the opportunity to earn extra cashback on non-USD purchases, plus more when you redeem earned cashback towards eligible service purchases.
A few of the cards are also good for those who shop frequently in USD, with unique cashback earning opportunities on USD purchases.
Overall, most of the Rogers credit cards complement budget-conscious spenders, since the majority of them avoid any annual fees. For the best reward value, however, you'll want to meet the high income requirements of the Rogers Red World Elite Mastercard.
If you don't mind spending an annual fee in exchange for exclusive perks, Rogers also offers it's premium Rogers Red World Legend Mastercard.
How to Apply for a Rogers Credit Card
To apply for one of the Rogers credit cards mentioned above, simply select the "Apply Now" buttons featured below each card on this page. From there, you'll be transferred to the Rogers Bank official website to start the application process. Credit card applications typically ask for your personal information (think email, address, and date of birth), as well as financial information (like your income).
How to Maximize your Rogers Credit Card
If you're not one already, you'll want to become a qualifying Rogers, Fido, Comwave or Shaw customer to maximize the value of your Rogers credit card. This way, you'll extract the as much cashback as possible from your card. Secondly, you'll want to ensure every USD purchase you make is covered by your card, since most options uniquely optimize this spending category. Thirdly, you'll want to redeem any earned cashback towards a qualifying Rogers, Fido, Comwave or Shaw purchase.
Planning on taking a trip? Make sure you use your card's included Roam Like Home days, available each year with an eligible Rogers mobile plan. If you happen to have the Rogers Red World Elite Mastercard or the Rogers Red World Legend Mastercard, take advantage of all added perks and travel coverage.
Frequently Asked Questions
Yes. Rogers Bank has four credit cards in Canada. Get the breakdown of each contender above.
It depends. While options like the Rogers Red Mastercard are slightly more accessible given they have no annual income requirements, other cards like the Rogers Red World Elite Mastercard are trickier to qualify for because they come with high annual income requirements.
Most Rogers credit cards avoid annual fees, making them an affordable option for budget-conscious applicants. That said, the premium Rogers Red World Legend Mastercard comes with a hefty annual fee to account for its exclusive perks.
Yes. You can apply for a Rogers credit card even if you aren't currently a Rogers customer. However, you'll get more value out of each card if you are a Rogers customer. Customers earn higher cashback rates and can collect even more rewards when they redeem their earned cashback towards eligible service purchases.
Yes. Given that Rogers credit cards are Mastercards, they are accepted at Costco warehouses. In fact, Rogers credit cards are ideal for Costco shoppers.
About the author
Sara Skodak
Lead Writer
Since graduating from the University of Western Ontario, Sara has built a diverse writing portfolio, covering topics in the travel, business, and wellness sectors. As a self-started freelance content ...
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Kevin Shahnazari
Co-founder
Kevin started FinlyWealth and juggles a bit of everything—digging into data, running our marketing, and keeping the finances on track. Before this, he spent years as a data scientist at tech companies...
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Abid Salahi
Co-founder
Abid leads the design and engineering of the FinlyWealth website, making sure everything runs smoothly and looks great. He’s a seasoned software engineer who follows best practices and designs interfa...
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