Working hard in the background...
Best Rogers Credit Cards in Canada for November 2025
Published Nov 19, 2025 5:51 PM
Fact Checked
Written By
Lead WriterThere are two Rogers credit cards on the Canadian market. Both are ideal for Rogers customers and USD shoppers. That said, the World Elite Mastercard is superior when it comes to no-fee travel perks and coverage, as long as you meet its high annual income requirements.
Data-driven rankings of 120+ credit cards using a proprietary algorithm
Comprehensive analysis using 25+ data points including terms and conditions, points programs, and more
Objective editorial approach - we strive for unbiased reviews following our editorial guidelines
FinlyWealth's credit cards content, including rankings and recommendations, is overseen by a team of engineers and writers who specialize in credit cards, banking, and personal finance. Our work has been featured in The Globe and Mail, GoBankingRates, and AOL. Our proprietary analysis systems evaluate product features, terms, and conditions to deliver comprehensive reviews and comparisons while maintaining strict editorial standards for accuracy and integrity.
Rogers Red World Elite® Mastercard®: Best Overall
Rogers Red Mastercard®: Best Accessible Alternative
Best Rogers Credit Cards in Canada
Our choice for: Best Overall
APPLY NOW
on Rogers Bank's website
Welcome Bonus
Get $60 in cash back value(1)
Annual Fee
$0
Interest Rates
20.99% - 25.99%* / 22.99% - 27.99%*
This card is one of the best in Canada, especially if you are a Rogers, Fido, or Shaw customer. With those services, you can effectively get a 3% cashback rate, which is higher than what almost any other card offers, even those with annual fees! Additionally, for a no-fee card, you gain access to an extensive list of travel benefits, many of which are typically offered only with cards that have annual fees. Therefore, we recommend this card to anyone who meets the income requirements, even if you are not a Rogers customer!
Pros
- Voted the Best No Annual Fee Cash Back Card in Canada by FinlyWealth.
- There is no annual fee which is a notable benefit for a card with such high rewards. Most cards with slightly lower reward rates typically include yearly fees.
- Many benefits, such as trip cancellation insurance, are only available on credit cards with an annual fee. It is rare to see these benefits on a no-annual-fee card!
- Offers the flexibility to redeem cash towards Rogers, Shaw, Comwave or Fido services, potentially increasing your rewards.
- The Roam Like Home benefit is a benefit unique only to this card through an eligible Rogers mobile plan.
- It is accepted at nearly all locations as it's a Mastercard.
Cons
- Harder to qualify due to the high credit score and income requirements.
- Out of all possible travel insurances, this card is missing Baggage delay and Hotel Burglary insurance. If these two insurances are essential to someone, this card needs to be paired with another travel card to cover them.
Rewards
- Earn 3% unlimited cash back on all eligible purchases made in U.S. dollars.^
- Earn 2% unlimited cash back on all eligible non-U.S. dollar purchases if you have 1 qualifying service with Rogers, Fido, Comwave or Shaw.^
- Otherwise earn 1.5% unlimited cash back on eligible non-U.S. dollar purchases.^
- Get 1.5 times more cash back every time you redeem for Rogers, Fido, Comwave or Shaw purchases.^
- 5 Roam Like Home days at no cost with an eligible Rogers mobile plan every year (up to $90 value).^
Insurance
Coverage
Travel Medical Insurance
Up to 10 daysTravel Medical Insurance (65+)
Up to 3 days
Trip Cancellation
$1,000/person, $5,000 maximum
Trip Interruption
$1,000/person, $5,000 maximum.svg)
Car Rental Damage & Theft
31 days, $65,000 car MSRP
Purchase Protection
90 days
Extended Warranty
1 year
Benefits
Details
Airport Lounge - Dragon Pass
Pass only, complimentary visits not included
No Cost roaming
5 days with eligible Rogers mobile plan
Eligibility
Credit Score
GoodAnnual Income
$80,000 personal or $150,000 household
**, ^, Terms and conditions apply. Rogers Bank is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information, visit Rogersbank.com. Standard rate on Purchases and Fees: 20.99%. Standard rate on Cash Advances, Cash-like Transactions and Balance Transfers: 22.99%. If you are not approved for an Account at the above rates and you reside outside Quebec, we (Rogers Bank) may still issue you an Account at our alternate interest rates, as follows: Standard Rate for Purchases and Fees: 25.99%, Standard Rate for Cash Advances, Cash-like Transactions and Balance Transfers: 27.99%. ®/TM Mastercard and World Elite are registered trademarks and the circles design is a trademark of Mastercard International Incorporated. Used under license. TM Rogers and Mobius Design, Rogers Bank and related marks, logos and brand names are trademarks of Rogers Communications Inc., or an affiliate, used under license. © 2025 Rogers Bank. Rogers Bank is the issuer of this credit card. Check here for full details and current product information.
Our choice for: Best Accessible Alternative
APPLY NOW
on Rogers Bank's website
Welcome Bonus
Get $45 in cash back value(1)
Annual Fee
$0
Interest Rates
20.99% - 25.99%* / 22.99% - 27.99%*
This card is one of our top-ranked options in terms of rewards, especially if you are a Rogers, Fido, or Shaw customer. With those services, you can effectively get a 3% cashback rate, which is a higher rate than almost any other card offers, even those with annual fees! If you have a high income of $80K or a household income of $150K, you can apply for the World Elite version of this card, which comes with additional insurance and benefits like a lounge pass.
Pros
- Voted as the Best No Annual Fee Cash Back Card in Canada for Rogers, Fido and Shaw Customers by FinlyWealth.
- There is no annual fee, a notable perk for a card with such high reward multipliers. Most cards with slightly lower reward rates typically have annual fees.
- Offers the flexibility to redeem cash towards Rogers, Shaw, or Fido services, potentially increasing the value of your earned rewards.
- The roam-like benefit is a benefit unique only to this card.
- It is accepted at nearly all locations as it's a Mastercard.
Cons
- No real insurance coverage (only balance protection), not even purchase protection or extended warranty which are pretty standard benefits for almost all credit cards.
- Low rewards multiplier if you don't have an eligible Rogers, Shaw, or Fido service.
Rewards
- Earn 2% unlimited cash back on all eligible non-U.S. dollar purchases if you have 1 qualifying service with Rogers, Fido, Comwave or Shaw.^
- Otherwise earn 1% unlimited cash back on eligible non-U.S. dollar purchases.^
- Earn 2% unlimited cash back on all eligible purchases made in U.S. dollars.^
- Get 1.5 times more cash back every time you redeem for Rogers, Fido, Comwave or Shaw purchases.^
- 5 Roam Like Home days at no cost with an eligible Rogers mobile plan every year (up to $90 value).^
Benefits
Details
No Cost roaming
5 days with eligible Rogers mobile plan
Eligibility
Credit Score
GoodAnnual Income
N/A
**, ^, Terms and conditions apply. Rogers Bank is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information, visit Rogersbank.com. Standard rate on Purchases and Fees: 20.99%. Standard rate on Cash Advances, Cash-like Transactions and Balance Transfers: 22.99%. If you are not approved for an Account at the above rates and you reside outside Quebec, we (Rogers Bank) may still issue you an Account at our alternate interest rates, as follows: Standard Rate for Purchases and Fees: 25.99%, Standard Rate for Cash Advances, Cash-like Transactions and Balance Transfers: 27.99%. ®/TM Mastercard and World Elite are registered trademarks and the circles design is a trademark of Mastercard International Incorporated. Used under license. TM Rogers and Mobius Design, Rogers Bank and related marks, logos and brand names are trademarks of Rogers Communications Inc., or an affiliate, used under license. © 2025 Rogers Bank. Rogers Bank is the issuer of this credit card. Check here for full details and current product information.
From our editors: The full list of Best Rogers Credit Cards in Canada
1. Best Overall: Rogers Red World Elite Mastercard
The best overall Rogers credit card and one of the best no-annual-fee credit cards in Canada is the Rogers Red World Elite Mastercard. This card earns you impressive cashback rates on USD and non-USD purchases, especially when you have a qualifying Rogers, Fido, Comwave or Shaw account. You can earn even more cashback when you redeem your rewards towards eligible service purchases. Additionally, the Rogers Red World Elite Mastercard offers some valuable insurance, including trip interruption and trip cancellation insurance, plus travel medical insurance. Pair that with a Dragon Pass membership and no-cost roaming, and you've got yourself an extraordinary no-fee contender.
The catch? This card comes with some high annual income requirements, making it tough to qualify for. To learn more, read our Rogers Red World Elite Mastercard Review.
2. Best Accessible Alternative: Rogers Red Mastercard
If you have a lower annual income, you can always apply for the Rogers Red Mastercard instead. Also available for no annual fee, this card provides similar cashback rates on non-USD purchases, especially if you have a qualifying Rogers, Fido, Comwave or Shaw service, plus a slightly lower cashback rate on USD purchases. Customers also receive extra cashback when they redeem their rewards towards eligible service purchases. Unlike the Rogers Red World Elite Mastercard, however, the Rogers Red Mastercard doesn't include any coverage and only offers no cost roaming as a benefit.
Still, with no annual income requirements, this alternative is a lot easier to qualify for. Read more in our Rogers Red Mastercard Review.
Who Should Apply for a Rogers Credit Card
Either Rogers credit card is a great investment for Rogers customers. As a qualifying customer, you have the opportunity to earn extra cashback on non-USD purchases, plus more when you redeem earned cashback towards eligible service expenses.
The cards are also good for those who shop frequently in USD, with unique cashback earning opportunities on USD purchases.
Overall, both Rogers credit cards complement budget-conscious spenders, since they avoid any annual fees. The real distinction between the two is income. Travellers with a higher annual income can apply for the Rogers Red World Elite Mastercard and pocket better cashback rates, travel coverage, and perks.
How to Apply for a Rogers Credit Card
To apply for one of the two Rogers credit cards mentioned above, simply select the "Apply Now" buttons featured below each card on this page. From there, you'll be transferred to the Rogers Bank official website to start the application process. Credit card applications typically ask for your personal information (think email, address, and date of birth), as well as financial information (like your income).
How to Maximize your Rogers Credit Card
If you're not one already, you'll want to become a qualifying Rogers, Fido, Comwave or Shaw customer to maximize the value of your Rogers credit card. This way, you'll extract the as much cashback as possible from your card. Secondly, you'll want to ensure every USD purchase you make is covered by your card, which uniquely optimizes this spending category. Thirdly, you'll want to redeem any earned cashback towards a qualifying Rogers, Fido, Comwave or Shaw purchase.
Planning on taking a trip? Make sure you use your card's included Roam Like Home days, available each year with an eligible Rogers mobile plan. If you happen to have the Rogers Red World Elite Mastercard, take advantage of the added Dragon Pass membership, an airport lounge network with over 13,00 lounges across more than 140 countries. Note, however, that entry fees are not included, and you'll still have to pay per visit. In the event of the unexpected, World Elite Mastercard cardholders can also implement protections like trip interruption or trip cancellation insurance, travel medical insurance, and car rental damage and theft insurance.
Frequently Asked Questions
Yes. Rogers Bank has two credit cards in Canada: the Rogers Red Mastercard and the Rogers Red World Elite Mastercard. Find more information on both contenders above.
It depends. While the Rogers Red Mastercard is slightly more accessible given it has no annual income requirements, the Rogers Red World Elite Mastercard is trickier to qualify for because it comes with high annual income requirements.
No. Both Rogers credit cards avoid annual fees, making them an affordable option for budget-conscious applicants.
Yes. You can apply for a Rogers credit card even if you aren't currently a Rogers customer. However, you'll get more value out of each card if you are a Rogers customer. Customers earn higher cashback rates and can collect even more rewards when they redeem their earned cashback towards eligible service purchases.
Yes. Given that both Rogers credit cards are Mastercards, they are accepted at Costco warehouses. In fact, both Rogers credit cards are ideal for Costco shoppers. Find out more in our What Credit Card Does Costco Take in Canada blog.
About the author
Sara Skodak
Lead Writer
Since graduating from the University of Western Ontario, Sara has built a diverse writing portfolio, covering topics in the travel, business, and wellness sectors. As a self-started freelance content ...
SEE FULL BIO