Best Brim Credit Cards in Canada for October 2026
Published Jul 31, 2026 1:20 AM • 2 min read
There are two Brim credit cards in Canada. Both cards offer plenty of coverage, including rare event ticket cancellation insurance, plus low foreign transaction fees. Choose between the paid World Elite Mastercard or the no-fee alternative.
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Best Brim Credit Cards in Canada
Our choice for: Best Overall
on Brim Financial's website
RECOMMENDED CREDIT SCORE
1.9/5
The Brim World Elite Mastercard offers solid insurance coverage, foreign transaction savings, and partner bonuses, but its 1% cash back rate may not justify the $89 annual fee, especially considering the negative customer service feedback. If you shop frequently with Brim’s retail partners or travel internationally, the waived foreign exchange fee and Wi-Fi perks could make it worth considering.
Pros
Cons
Rewards
- 1x point per $1 spent on all eligible purchases, where each point equals to $0.01, equivalent to a 1% cash back
Insurance
Coverage
Purchase Protection
90 days
Extended Warranty
1 year
Event Ticket Cancellation
$1,000
Mobile Device Insurance
$1,500
Common Carrier Travel Accident Insurance
$500,000
Travel Medical Insurance (64 & under)
15 daysTravel Medical Insurance (65 to 75)
3 days
Trip Interruption
$5,000
Trip Cancellation
$2,000
Flight Delay
$500Baggage Delay
$500
Lost or Stolen Baggage
$1,000
Hotel Burglary Insurance
$2,500.svg)
Car Rental Damage & Theft
yes
Benefits
Details
Boingo Wi-Fi hotspot
over 1 million Boingo Wifi hotspot worldwide
Low Foreign Transaction Fees
Foreign transaction fee of only 1.5% compared to 2.5% with most other credit cards
Eligibility
Credit Score
Very GoodAnnual Income
$80,000 personal or $150,000 household
Our choice for: Best No-Fee Alternative
on Brim Financial's website
RECOMMENDED CREDIT SCORE
Pros
Cons
Rewards
- 0.5x point per $1 spent on all eligible purchases, where each point equals to $0.005, equivalent to a 0.5% cash back
Insurance
Coverage
Purchase Protection
90 daysExtended Warranty
1 yearCommon Carrier Travel Accident Insurance
$300,000Event Ticket Cancellation
$1,000Mobile Device Insurance
$500
Benefits
Details
Boingo Wi-Fi hotspot
over 1 million Boingo Wifi hotspot worldwideLow Foreign Transaction Fees
Foreign transaction fee of only 1.5% compared to 2.5% with most other credit cards
Eligibility
Credit Score
Very GoodAnnual Income
N/A
From our editors: The Best Brim Credit Cards in Canada
Best Overall: BRIM World Elite Mastercard
The BRIM World Elite Mastercard offers a simple way to collect cashback on all eligible purchases. This straightforward rewards program is paired with comprehensive coverage, including trip interruption and trip cancellation insurance, hotel burglary insurance, and rare event ticket cancellation insurance. For benefits, expect access to over 1 million Boingo Wi-Fi hotspots and low foreign transaction fees.
To browse credit cards with absolutely no foreign transaction fees, check out our Best No Foreign Transaction Fee Credit Cards in Canada post. For more details on the BRIM World Elite Mastercard specifically, read our BRIM World Elite Mastercard Review.
Best No-Fee Alternative: BRIM Mastercard
For no annual fee, you can opt for the BRIM Mastercard instead. This alternative still earns you some cashback on all eligible purchases, plus important coverage categories like travel accident, event ticket cancellation, and mobile device insurance. Perks include access to the Boingo Wi-Fi hotspot and low foreign transaction fees.
Interested in learning more about top no-annual-fee credit cards? Check out our Best No Fee Credit Cards in Canada article. For more information on the BRIM Mastercard, see our BRIM Mastercard Review.
Pros and Cons of Brim Credit Cards
Here's a quick look at the overall benefits and drawbacks of Brim credit cards:
Pros | Cons |
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How to Apply for Brim Credit Cards
To apply for either Brim credit card above, simply tap the "Apply Now" button beneath either card profiles. Afterwards, you'll be redirected to the Brim Financial official website to begin the application process. Credit card applications typically ask for personal information (like your email, birthdate, and address) and financial information (such as your income, when applicable).
Frequently Asked Questions
Brim Financial is a fintech company that collaborates with banks, credit unions, and large brands to give customers a hassle-free spending experience. Essentially, Brim is an evolved financial platform for both banking and cards.
If you want a simple credit card that includes comprehensive insurance and low foreign transaction fees, then a Brim credit card could prove to be one of the best credit cards in Canada for you.
Yes. Brim credit cards still have foreign transaction fees but these fees are lower than the average credit card. With a Brim credit card, foreign transaction fees are only 1.5% instead of 2.5%.
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