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Ttt | Finly Wallet

Finly Wallet

Ttt

bmo eclipse visa infinite privilege

Amazon.ca Rewards Mastercard®

BMO Blue Rewards Mastercard

BMO® Ascend World Elite®* Business Mastercard®*

BMO eclipse Visa Infinite Privilege* Card

Swipe or tap a card · full details below

Finly Rebate

$50

Cash back paid by Finly after you’re approved — on top of the card’s own welcome offer.

Card offer

Get up to $2,300 in value including up to 200,000 points. Plus, get 0%s introductory interest rate on Balance transfers for 12 months.

Calculate rewards Read review

Why @w2aaab8c2 carries this

Shopping

Hacks & tips

No

How you earn rewards

Earn 5x the BMO Rewards points on groceries, dining, drugstore purchases, gas and travel.*
Get 1 BMO Reward for every $1 spent on everything else.*

Card details

Interest Rates

Purchase: 21.99%

Cash Advance: 23.99%□

Balance Transfer: 23.99%□

□ Quebec rates: Cash advance 21.99%, Balance transfer 21.99%

Annual Fees

Main Card: $599

Additional Cards: $99

Welcome Bonus

Get up to $2,300 in value including up to 200,000 points, Visa Airport Companion Program membership & 6 Complimentary Lounge Passes, NEXUS Statement Credit, $200 Statement Credit and earn 25% more points when you add another cardholder.
80,000 points when you spend $6,000 in the first 110 days, plus 40,000 points when you spend at least $30,000 in the first 6 months. Receive an additional 80,000 points when you spend at least $75,000 in the first year.
Plus, get 0%s introductory interest rate on Balance transfers for 12 months with a 2% transfer fee.

Annual Income

Personal: $150,000

Household: $200,000

Credit Score Estimate

300

Poor

560

Fair

660

Good

725⁎

Very Good

760⁎

Excellent

⁎Estimates based on Equifax scoring

Card Type

Credit

Reward Type

Type: Points

Loyalty Program: BMO Rewards

Our Rating

3/5

Institution

BMO

Insurance & Benefits

13 insurance

8 benefits

Insurance

Coverage

Purchase Protection

120 days

Extended Warranty

triples up to 2 years

Travel Medical Insurance (64 & under)

$5M up to 22 days/person

Travel Medical Insurance (65 to 75)

$5M up to 3 days/person

Common Carrier Travel Accident Insurance

$500,000/person

Trip Interruption

$5,000/person, $25,000 trip

Trip Cancellation

$2,500/person, $5,000 trip

Flight Delay

$1,000

Baggage Delay

$500/person, $1K/trip

Lost or Stolen Baggage

$1,000/person, $2,500/trip

Hotel Burglary Insurance

$2,500

Car Rental Damage & Theft

$85,000 up to 48 days

Mobile Device Insurance

$1,000

Benefits

Details

Airport Lounge - Dragon Pass

Visa Airport Companion membership and 6 complimentary airport lounge visits per year

Anniversary Credit

$200 anniversary lifestyle credit

Extra points

Earn 25% more points on all purchases when you add an authorized user to your account

Concierge Services

Visa Infinite Privilege Concierge like having a personal assistant on speed dial

Visa Infinite Exclusive Benefits

Visa Infinite luxury hotel collection, dining series and wine country

Golf Benefit

Troon Rewards Golf benefits like discounts at over 95 resorts and courses around the world plus access to select private clubs across the U.S

Priority Travel

Priority Security Lane, airport parking and valet service discounts at select Canadian airports

Discount

Enjoy six months of Instacart+ and a $10 monthly Instacart credit when you enroll your eligible BMO Credit Card.*

Pros & Cons

Pros

Generous rewards
Annual lifestyle credit
Authorized user bonus points
Comprehensive insurance
Lounge access

Cons

High annual fee
High income requirements
Low point value

Legal

*Terms and conditions apply.

BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information.

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