BMO eclipse Visa Infinite Privilege* Card

$50

BMO eclipse Visa Infinite Privilege* Card

Credit Card · Apply through Finly

Cash back

$50

Get my rebate

Finly rebate

$50

Get $50 rebate^** on the BMO eclipse Visa Infinite Privilege* Card

Stacks on top of the card’s welcome bonus

Apply through Finly to collect the card's welcome bonus from the issuer plus our Finly rebate on top — sent to your bank via Interac e-Transfer once your application is approved.

Paid via INTERAC e-Transfer

Secure & private

$1,236,000+ paid out to Canadians

Rewards rate

1x - 5x points

Earn rate on purchases

Welcome bonus

Get up to $2,300 in value including up to 200,000 points. Plus, get 0%s introductory interest rate on Balance transfers for 12 months.

Worth ~$1,340

Finly rating

3 / 5

Editor's score

Read before you apply

Rebate eligibility & offer terms

These rules determine whether you qualify for the Finly rebate on this offer. Skim them before clicking apply.

* / ** Terms and conditions apply.

Terms and conditions apply.
Subject to approval.

The card

Why BMO eclipse Visa Infinite Privilege* Card?

Issued by BMO. Apply through Finly to earn an extra cash rebate on top of every reward this card offers.

Full card review

How to earn the welcome bonus

Get up to $2,300 in value including up to 200,000 points, Visa Airport Companion Program membership & 6 Complimentary Lounge Passes, NEXUS Statement Credit, $200 Statement Credit and earn 25% more points when you add another cardholder.
80,000 points when you spend $6,000 in the first 110 days, plus 40,000 points when you spend at least $30,000 in the first 6 months. Receive an additional 80,000 points when you spend at least $75,000 in the first year.
Plus, get 0%s introductory interest rate on Balance transfers for 12 months with a 2% transfer fee.

Earns rewards on

1x - 5x points

Groceries

Dining

Gas

Pharmacy

Travel

Earn 5x the BMO Rewards points on groceries, dining, drugstore purchases, gas and travel.*
Get 1 BMO Reward for every $1 spent on everything else.*

Fees & rates

Annual fee

$599

Purchase interest

21.99%

Cash advance interest

23.99%

Foreign transaction

2.5%

Additional cards

$99

Min personal income

$150,000

Min household income

$200,000

Credit recommended

Very Good

Built-in perks & coverage

Airport Lounge - Dragon Pass

Anniversary Credit

Extra points

Concierge Services

Visa Infinite Exclusive Benefits

Golf Benefit

Purchase Protection

Extended Warranty

Travel Medical Insurance (64 & under)

Travel Medical Insurance (65 to 75)

Common Carrier Travel Accident Insurance

Trip Interruption

Ready when you are

$50 is yours when you apply through Finly.

We e-Transfer your rebate via Interac after the financial institution confirms your sign-up. No portals, no points — just real cash.

Stack & save

Bundle this with a complementary offer

Open more than one product through Finly and you earn a separate cash rebate on each. We'll e-Transfer them all to the same Interac email — no extra steps on your end.

Apply for 2 more offers to stack rebates from a single Finly account.

Browse all

Bank Account

BMO Performance Chequing Account

$100

cash back

Bank Account

BMO Premium Chequing Account

$75

cash back

FAQ

Common questions, answered.

Still unsure? Reach out to support after signing up — we'll get back to you within a couple of business days.

Yes. The Finly rebate stacks with whatever sign-up offer or welcome bonus the institution provides. You get both.

Rebates are sent via Interac e-Transfer to the email on your Finly profile. Once your sign-up is verified, payments are typically processed within 10 days.

The financial institution reports the transaction back to us within a few days to a few weeks, depending on their reporting cadence. You can track the status from your Finly account.

Switching devices mid-application, using a VPN, ad blocker, or incognito mode can break our tracking cookies. Complete the application on a single device in one session for a smooth experience.

No — Finly rebates apply only to brand-new sign-ups. If the financial institution flags you as an existing customer for that product, the rebate won't apply.

Many premium credit cards require a minimum personal or household income. The required income (if any) is shown in the fees & rates panel above. The financial institution makes the final approval decision.

Each card targets a different credit profile. The recommended credit category is shown above. A higher score generally improves your odds of approval.