bmo eclipse visa infinite privilege

BMO eclipse Visa Infinite Privilege* Card

$50

bmo eclipse visa infinite privilege

BMO eclipse Visa Infinite Privilege* Card

Credit Card · Apply through Finly

Cash back

$50

bmo eclipse visa infinite privilege

Finly rebate

$50

Get $50 rebate on an approved BMO eclipse Visa Infinite Privilege* Card

Apply through Finly and get approved for the BMO eclipse Visa Infinite Privilege* Card to earn our Finly rebate — sent to your bank via Interac e-Transfer once your application is approved. Terms and conditions apply.**

Plus, you can earn the Card’s welcome bonus from BMO.

INTERAC

Paid via INTERAC e-Transfer

Secure & private

$1.8M paid out to Canadians

Read before you apply

Rebate eligibility & offer terms

These rules determine whether you qualify for the Finly rebate on this offer. Skim them before clicking apply.

* / ** Terms and conditions apply.

You must qualify for and be approved for the BMO eclipse Visa Infinite Privilege* Card as a new cardholder, meaning:

  • You meet the minimum yearly income requirements of $150,000 personal, or $200,000 household

  • Your credit score must be "Very Good" and above to be considered for this product, meaning 725+ Equifax score

The card

Why BMO eclipse Visa Infinite Privilege* Card?

Issued by BMO. Apply through Finly to earn an extra cash rebate on top of every reward this card offers.

How to earn the welcome bonus

  • Get up to $2,300 in value including up to 200,000 points, Visa Airport Companion Program membership & 6 Complimentary Lounge Passes, NEXUS Statement Credit, $200 Statement Credit and earn 25% more points when you add another cardholder.
  • 80,000 points when you spend $6,000 in the first 110 days, plus 40,000 points when you spend at least $30,000 in the first 6 months. Receive an additional 80,000 points when you spend at least $75,000 in the first year.
  • Plus, get 0%s introductory interest rate on Balance transfers for 12 months with a 2% transfer fee.

Earns rewards on

1x - 5x points

Groceries
Dining
Gas
Pharmacy
Travel
  • Earn 5x the BMO Rewards points on groceries, dining, drugstore purchases, gas and travel.*
  • Get 1 BMO Reward for every $1 spent on everything else.*

Fees & rates

Annual fee

$599

Purchase interest

21.99%

Cash advance interest

23.99%

Foreign transaction

2.5%

Additional cards

$99

Min personal income

$150,000

Min household income

$200,000

Credit recommended

Very Good

Built-in perks & coverage

Airport Lounge - Dragon Pass

Anniversary Credit

Extra points

Concierge Services

Visa Infinite Exclusive Benefits

Golf Benefit

Purchase Protection

Extended Warranty

Travel Medical Insurance (64 & under)

Travel Medical Insurance (65 to 75)

Common Carrier Travel Accident Insurance

Trip Interruption

Ready when you are

$50 is yours when you apply through Finly.

We e-Transfer your rebate via Interac after the financial institution confirms your approval and eligibility. No portals, no points — just real cash.

Stack & save

Bundle this with a complementary offer

Open more than one product through Finly and you earn a separate cash rebate on each. We'll e-Transfer them all to the same Interac email — no extra steps on your end.

Apply for 1 more offer to stack rebates from a single Finly account.

Browse all

FAQ

Common questions, answered.

Still unsure? Reach out to support after signing up — we'll get back to you within a couple of business days.

Yes. The Finly rebate stacks with whatever sign-up offer or welcome bonus the institution provides. You get both.

Rebates are sent via Interac e-Transfer to the email on your Finly profile. Once your sign-up is verified, payments are typically processed within 10 days.

The financial institution reports the transaction back to us within a few days to a few weeks, depending on their reporting cadence. You can track the status from your Finly account.

Switching devices mid-application, using a VPN, ad blocker, or incognito mode can break our tracking cookies. Complete the application on a single device in one session for a smooth experience.

No — Finly rebates apply only to brand-new sign-ups. If the financial institution flags you as an existing customer for that product, the rebate won't apply.

Many premium credit cards require a minimum personal or household income. The required income (if any) is shown in the fees & rates panel above. The financial institution makes the final approval decision.

Each card targets a different credit profile. The recommended credit category is shown above. A higher score generally improves your odds of approval.

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Legal & disclosures

Disclosures from the issuing institution. Always confirm product terms directly with the issuer before applying.

Product legal content

*Terms and conditions apply.


BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information.