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Finly rebate paused on this offer
The cash-back rebate on this product isn’t active right now, but the issuer’s offer still is. You can apply directly below — there just won’t be a Finly rebate this time.
Scotiabank Momentum Plus Savings Account
We don't currently offer a Finly cash-back rebate on this product, but the issuer's offer is still on. Click below to apply directly through their site — no Finly rebate this time, just a quick handoff.
Paid via INTERAC e-Transfer
Secure & private
$963,000+ paid out to Canadians
The savings account
Why Scotiabank Momentum Plus Savings Account?
The longer you leave it, the more it earns. MomentumPLUS rewards patience. On top of your everyday interest rate, you can open a Premium Period of 90 to 360 days — and the longer you let your money sit untouched, the higher the bonus rate you earn. Pair it with a Preferred or Ultimate Package to boost your rate even further. No monthly fees, no minimum balance.
Interest rate tiers
Regular Rate
0.4%
Regular Rate (For Preferred Package Customers)
0.45%
Regular Rate (For Ultimate Package Customers)
0.5%
Regular Rate (90-Day Premium Period)
0.6%
Regular Rate (For Preferred Package Customers + 90-Day Premium Period)
0.65%
Regular Rate (For Ultimate Package Customers + 90-Day Premium Period)
0.7%
Regular Rate (180-Day Premium Period)
0.65%
Regular Rate (For Preferred Package Customers + 180-Day Premium Period)
0.7%
Regular Rate (For Ultimate Package Customers + 180-Day Premium Period)
0.75%
Regular Rate (270-Day Premium Period)
0.7%
Regular Rate (For Preferred Package Customers + 270-Day Premium Period)
0.75%
Regular Rate (For Ultimate Package Customers + 270-Day Premium Period)
0.8%
Regular Rate (360-Day Premium Period)
0.85%
Regular Rate (For Preferred Package Customers + 360-Day Premium Period)
0.9%
Regular Rate (For Ultimate Package Customers + 360-Day Premium Period)
0.95%
Fees & limits
Monthly fee
$0
Stack & save
Bundle this with a complementary offer
Open more than one product through Finly and you earn a separate cash rebate on each. We'll e-Transfer them all to the same Interac email — no extra steps on your end.
Apply for 3 more offers to stack rebates from a single Finly account.
Browse all
FAQ
Common questions, answered.
Still unsure? Reach out to support after signing up — we'll get back to you within a couple of business days.
Yes. The Finly rebate stacks with whatever sign-up offer or welcome bonus the institution provides. You get both.
Rebates are sent via Interac e-Transfer to the email on your Finly profile. Once your sign-up is verified, payments are typically processed within 10 days.
The financial institution reports the transaction back to us within a few days to a few weeks, depending on their reporting cadence. You can track the status from your Finly account.
Switching devices mid-application, using a VPN, ad blocker, or incognito mode can break our tracking cookies. Complete the application on a single device in one session for a smooth experience.
No — Finly rebates apply only to brand-new sign-ups. If the financial institution flags you as an existing customer for that product, the rebate won't apply.
Some accounts waive the monthly fee if you maintain a minimum balance or set up direct deposits. Any waiver options are listed in the fees & limits panel above. The financial institution makes the final approval decision.
Eligible Canadian bank deposits are insured by CDIC up to $100,000 per category. Coverage details depend on the institution — check the financial institution's site for specifics.
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Legal & disclosures
Disclosures from the issuing institution. Always confirm product terms directly with the issuer before applying.
Product legal content
See Account Provider's website for complete account details, terms, and current offers. Reasonable efforts are made to maintain accuracy of information.