Neo World Mastercard® – Shop & Dine

$50

Neo World Mastercard® – Shop & Dine

Credit Card · Apply through Finly

Cash back

$50

Get my rebate

Finly rebate

$50

Get $50 rebate^** on the Neo World Mastercard® – Shop & Dine

Apply through Finly. Get approved by the financial institution. We e-Transfer your rebate via Interac, no points or portals required. Terms and conditions apply.**

Paid via INTERAC e-Transfer

Secure & private

$1,282,000+ paid out to Canadians

Rewards rate

0.5% - 2%

Earn rate on purchases

Finly rating

3.5 / 5

Editor's score

Earns most on

Dining · Online

Bonus categories

Read before you apply

Rebate eligibility & offer terms

These rules determine whether you qualify for the Finly rebate on this offer. Skim them before clicking apply.

* / ** Terms and conditions apply.

Subject to Approval
This offer is only valid for eligible new cardholders

The card

Why Neo World Mastercard® – Shop & Dine?

Customers who spend heavily on dining, takeout, and retail shopping

Full card review

Earns rewards on

0.5% - 2%

Dining

Online

The Shop & Dine plan delivers industry-leading earn rates in restaurants and shopping.

Cardholders Receive:

2% cash back on food & drink up to $500 spending per month
2% cash back on shopping up to $500 spending per month
0.5% cash back on everything else
Up to 15% cash back at Neo Partners

Eligible Cash Back Categories Explained:

Food & drink: Fast food, restaurants, bars, cocktail lounges, nightclubs, caterers
Shopping: Apparel, footwear, electronics, hardware, home & garden, sporting goods, cosmetics, pets, jewellery, and more
Amazon and wholesale purchases are not eligible for the shopping cashback rate

Fees & rates

Annual fee

$0

Purchase interest

19.99% - 29.99%

Cash advance interest

22.99% - 31.99%

Foreign transaction

3%

Min personal income

$50,000

Min household income

$80,000

Credit recommended

Fair

Built-in perks & coverage

Purchase Protection

Extended Warranty

Ready when you are

$50 is yours when you apply through Finly.

We e-Transfer your rebate via Interac after the financial institution confirms your sign-up. No portals, no points — just real cash.

Stack & save

Bundle this with a complementary offer

Open more than one product through Finly and you earn a separate cash rebate on each. We'll e-Transfer them all to the same Interac email — no extra steps on your end.

Apply for 1 more offer to stack rebates from a single Finly account.

Browse all

Bank Account

Neo Savings Account

$100

cash back

FAQ

Common questions, answered.

Still unsure? Reach out to support after signing up — we'll get back to you within a couple of business days.

Yes. The Finly rebate stacks with whatever sign-up offer or welcome bonus the institution provides. You get both.

Rebates are sent via Interac e-Transfer to the email on your Finly profile. Once your sign-up is verified, payments are typically processed within 10 days.

The financial institution reports the transaction back to us within a few days to a few weeks, depending on their reporting cadence. You can track the status from your Finly account.

Switching devices mid-application, using a VPN, ad blocker, or incognito mode can break our tracking cookies. Complete the application on a single device in one session for a smooth experience.

No — Finly rebates apply only to brand-new sign-ups. If the financial institution flags you as an existing customer for that product, the rebate won't apply.

Many premium credit cards require a minimum personal or household income. The required income (if any) is shown in the fees & rates panel above. The financial institution makes the final approval decision.

Each card targets a different credit profile. The recommended credit category is shown above. A higher score generally improves your odds of approval.