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Neo Savings Account
$50
$75
Until Sep 30, 2026Neo Savings Account
Bank Account · Apply through Finly
Cash back
$75
Finly rebate
$50$75
Get $50$75 rebate** on the Neo Savings Account
Apply through Finly. Get approved by the financial institution. We e-Transfer your rebate via Interac, no points or portals required. Terms and conditions apply.**
Promotional rebate expires on
Paid via INTERAC e-Transfer
Secure & private
$1,488,000+ paid out to Canadians
Read before you apply
Rebate eligibility & offer terms
These rules determine whether you qualify for the Finly rebate on this offer. Skim them before clicking apply.
* / ** Terms and conditions apply.
- This offer is only valid for eligible new Neo customers who successfully open their first Neo product.
- You must fund your savings account a minimum of $100 to qualify.
The savings account
Why Neo Savings Account?
Earn one of Canada’s top interest rates and access your money anytime. Plus, the more you save, the more you earn. Earn up to 2.75% interest¹ - your rates increase as your balance grows. No promo codes, no switching accounts, no waiting.
Interest rate tiers
$0 - $4,999.99
2%
$5,000 - $19,999.99
2.5%
$20,000+
2.75%
Fees & limits
Monthly fee
$0
Transactions
Unlimited
Interac e-Transfers
Unlimited
Ready when you are
$75 is yours when you apply through Finly.
We e-Transfer your rebate via Interac after the financial institution confirms your approval and eligibility. No portals, no points — just real cash.
Promotional rebate expires on
Stack & save
Bundle this with a complementary offer
Open more than one product through Finly and you earn a separate cash rebate on each. We'll e-Transfer them all to the same Interac email — no extra steps on your end.
Apply for 3 more offers to stack rebates from a single Finly account.
Browse all
FAQ
Common questions, answered.
Still unsure? Reach out to support after signing up — we'll get back to you within a couple of business days.
Yes. The Finly rebate stacks with whatever sign-up offer or welcome bonus the institution provides. You get both.
Rebates are sent via Interac e-Transfer to the email on your Finly profile. Once your sign-up is verified, payments are typically processed within 10 days.
The financial institution reports the transaction back to us within a few days to a few weeks, depending on their reporting cadence. You can track the status from your Finly account.
Switching devices mid-application, using a VPN, ad blocker, or incognito mode can break our tracking cookies. Complete the application on a single device in one session for a smooth experience.
No — Finly rebates apply only to brand-new sign-ups. If the financial institution flags you as an existing customer for that product, the rebate won't apply.
Some accounts waive the monthly fee if you maintain a minimum balance or set up direct deposits. Any waiver options are listed in the fees & limits panel above. The financial institution makes the final approval decision.
Eligible Canadian bank deposits are insured by CDIC up to $100,000 per category. Coverage details depend on the institution — check the financial institution's site for specifics.
What Our Members Say
Real reviews from real users. See our full list of reviews on Trustpilot
Legal & disclosures
Disclosures from the issuing institution. Always confirm product terms directly with the issuer before applying.
Product legal content
¹Interest is calculated daily on the total closing balance and paid monthly. Rates are per annum and subject to change without notice.
Neo Financial is not responsible for maintaining accuracy of content on this site. Please refer to Neo's site for the latest product details.