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Secured Neo World Elite® Mastercard – Shop & Dine
$100
Secured Neo World Elite® Mastercard – Shop & Dine
Credit Card · Apply through Finly
Cash back
$100
Finly rebate
$100
Get $100 rebate** on the Secured Neo World Elite® Mastercard – Shop & Dine
Apply through Finly. Get approved by the financial institution. We e-Transfer your rebate via Interac, no points or portals required. Terms and conditions apply.**
Paid via INTERAC e-Transfer
Secure & private
$1,285,000+ paid out to Canadians
Read before you apply
Rebate eligibility & offer terms
These rules determine whether you qualify for the Finly rebate on this offer. Skim them before clicking apply.
* / ** Terms and conditions apply.
- Subject to Approval
- This offer is only valid for eligible new cardholders
The card
Why Secured Neo World Elite® Mastercard – Shop & Dine?
Customers who spend heavily on dining, takeout, and retail shopping
Earns rewards on
1% - 5%
Dining
Online
Earn 5% every time you dine out or order in, and 3% on retail shopping — the card built for how you actually enjoy spending.
Expect:
- 5% cash back on food & drink up to $1000 spending per month
- 3% cash back on shopping up to $1000 spending per month
- 1% cash back on everything else
- Up to 15% cash back at over 10,000 Neo Partners
Eligible Cash Back Categories Explained:
- Food & drink: Fast food, restaurants, bars, cocktail lounges, nightclubs, caterers
- Shopping: Apparel, footwear, electronics, hardware, home & garden, sporting goods, cosmetics, pets, jewellery, and more
- Amazon and wholesale purchases are not eligible for the shopping cashback rate
Fees & rates
Annual fee
$149
Purchase interest
19.99% - 29.99%
Cash advance interest
22.99% - 28.99%
Foreign transaction
3%
Additional cards
$49 (max 1 additional cardholder)
Min personal income
$80,000
Min household income
$150,000
Credit recommended
Poor
Built-in perks & coverage
Airport Lounge - Dragon Pass
Travel Medical Insurance (64 & under)
Trip Cancellation
Trip Interruption
Flight Delay
Baggage Delay
Hotel Burglary Insurance
Ready when you are
$100 is yours when you apply through Finly.
We e-Transfer your rebate via Interac after the financial institution confirms your sign-up. No portals, no points — just real cash.
Stack & save
Bundle this with a complementary offer
Open more than one product through Finly and you earn a separate cash rebate on each. We'll e-Transfer them all to the same Interac email — no extra steps on your end.
Apply for 1 more offer to stack rebates from a single Finly account.
Browse all
FAQ
Common questions, answered.
Still unsure? Reach out to support after signing up — we'll get back to you within a couple of business days.
Yes. The Finly rebate stacks with whatever sign-up offer or welcome bonus the institution provides. You get both.
Rebates are sent via Interac e-Transfer to the email on your Finly profile. Once your sign-up is verified, payments are typically processed within 10 days.
The financial institution reports the transaction back to us within a few days to a few weeks, depending on their reporting cadence. You can track the status from your Finly account.
Switching devices mid-application, using a VPN, ad blocker, or incognito mode can break our tracking cookies. Complete the application on a single device in one session for a smooth experience.
No — Finly rebates apply only to brand-new sign-ups. If the financial institution flags you as an existing customer for that product, the rebate won't apply.
Many premium credit cards require a minimum personal or household income. The required income (if any) is shown in the fees & rates panel above. The financial institution makes the final approval decision.
Each card targets a different credit profile. The recommended credit category is shown above. A higher score generally improves your odds of approval.
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