Neo World Mastercard

Neo World Mastercard® – Gas & Grocery

$50

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Neo World Mastercard

Neo World Mastercard® – Gas & Grocery

Credit Card · Apply through Finly

Cash back

$50

Get my rebate
Neo World Mastercard

Finly rebate

$50

Get $50 rebate on an approved Neo World Mastercard® – Gas & Grocery

Apply through Finly and get approved for the Neo World Mastercard® – Gas & Grocery to earn our Finly rebate — sent to your bank via Interac e-Transfer once your application is approved. Terms and conditions apply.**

INTERAC

Paid via INTERAC e-Transfer

Secure & private

$1.8M paid out to Canadians

Read before you apply

Rebate eligibility & offer terms

These rules determine whether you qualify for the Finly rebate on this offer. Skim them before clicking apply.

* / ** Terms and conditions apply.

  • Subject to Approval
  • This offer is only valid for eligible new cardholders

The card

Why Neo World Mastercard® – Gas & Grocery?

Issued by Neo Financial. Apply through Finly to earn an extra cash rebate on top of every reward this card offers.

Earns rewards on

0.5% - 2%

Groceries
Gas
Subscriptions
  • 2% cash back on grocery purchases up to $1,000 spending per month
  • 2% cash back on gas purchases up to $1,000 spending per month
  • 2% cash back on recurring purchases up to $500 spending per month
  • 0.5% cash back on all other purchases up to $2,500 spending per month
  • Up to 15% boosted cashback at thousands of partners across Canada - on top of base cashback rates

Fees & rates

Annual fee

$0

Purchase interest

19.99% - 29.99%

Cash advance interest

22.99% - 31.99%

Foreign transaction

2.75%

Min personal income

$50,000

Min household income

$80,000

Credit recommended

Fair

Built-in perks & coverage

No Foreign Transaction Fees

World Mastercard Benefits

Purchase Protection

Extended Warranty

Mastercard Zero Liability Protection

Ready when you are

$50 is yours when you apply through Finly.

We e-Transfer your rebate via Interac after the financial institution confirms your approval and eligibility. No portals, no points — just real cash.

FAQ

Common questions, answered.

Still unsure? Reach out to support after signing up — we'll get back to you within a couple of business days.

Yes. The Finly rebate stacks with whatever sign-up offer or welcome bonus the institution provides. You get both.

Rebates are sent via Interac e-Transfer to the email on your Finly profile. Once your sign-up is verified, payments are typically processed within 10 days.

The financial institution reports the transaction back to us within a few days to a few weeks, depending on their reporting cadence. You can track the status from your Finly account.

Switching devices mid-application, using a VPN, ad blocker, or incognito mode can break our tracking cookies. Complete the application on a single device in one session for a smooth experience.

No — Finly rebates apply only to brand-new sign-ups. If the financial institution flags you as an existing customer for that product, the rebate won't apply.

Many premium credit cards require a minimum personal or household income. The required income (if any) is shown in the fees & rates panel above. The financial institution makes the final approval decision.

Each card targets a different credit profile. The recommended credit category is shown above. A higher score generally improves your odds of approval.

What Our Members Say

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Legal & disclosures

Disclosures from the issuing institution. Always confirm product terms directly with the issuer before applying.

Product legal content

1Foreign transaction fees are automatically rebated for Grow members and limited to the first CAD$10,000 in foreign spend each month. A 2.75% foreign transaction fee (2.5% on Neo Money™ cards) is applied at the time of purchase and automatically returned to your account once the transaction moves from pending to posted. Neo Money™ Card rebates are processed monthly, at the end of the month, and returned via your Neo Chequing or Neo Everyday account.