Neo Mastercard®

$50

Neo Mastercard®

Credit Card · Apply through Finly

Cash back

$50

Get my rebate

Finly rebate

$50

Get $50 rebate^** on the Neo Mastercard®

Apply through Finly. Get approved by the financial institution. We e-Transfer your rebate via Interac, no points or portals required.

Paid via INTERAC e-Transfer

Secure & private

$1,236,000+ paid out to Canadians

Rewards rate

0% - 1%

Earn rate on purchases

Finly rating

3.2 / 5

Editor's score

Earns most on

Groceries · Gas

Bonus categories

Read before you apply

Rebate eligibility & offer terms

These rules determine whether you qualify for the Finly rebate on this offer. Skim them before clicking apply.

* / ** Terms and conditions apply.

Subject to approval
This offer is only valid for eligible new cardholders

The card

Why Neo Mastercard®?

Issued by Neo Financial. Apply through Finly to earn an extra cash rebate on top of every reward this card offers.

Full card review

Earns rewards on

0% - 1%

Groceries

Gas

1% cash back on grocery purchases up to $500 spending per month
1% cash back on gas purchases up to $500 spending per month
Up to 15% cash back at over 10,000 Neo Partners

Fees & rates

Annual fee

$0

Purchase interest

19.99% - 29.99%

Cash advance interest

22.99% - 31.99%

Foreign transaction

3%

Credit recommended

Fair

Ready when you are

$50 is yours when you apply through Finly.

We e-Transfer your rebate via Interac after the financial institution confirms your sign-up. No portals, no points — just real cash.

FAQ

Common questions, answered.

Still unsure? Reach out to support after signing up — we'll get back to you within a couple of business days.

Yes. The Finly rebate stacks with whatever sign-up offer or welcome bonus the institution provides. You get both.

Rebates are sent via Interac e-Transfer to the email on your Finly profile. Once your sign-up is verified, payments are typically processed within 10 days.

The financial institution reports the transaction back to us within a few days to a few weeks, depending on their reporting cadence. You can track the status from your Finly account.

Switching devices mid-application, using a VPN, ad blocker, or incognito mode can break our tracking cookies. Complete the application on a single device in one session for a smooth experience.

No — Finly rebates apply only to brand-new sign-ups. If the financial institution flags you as an existing customer for that product, the rebate won't apply.

Many premium credit cards require a minimum personal or household income. The required income (if any) is shown in the fees & rates panel above. The financial institution makes the final approval decision.

Each card targets a different credit profile. The recommended credit category is shown above. A higher score generally improves your odds of approval.