Neo Savings Account
$50
$80
Promotional Finly rebate expires on November 20, 2026
Neo Savings Account
Bank Account · Apply through Finly
Cash back
$80
Finly rebate
Get $50$80 rebate on an approved Neo Savings Account
Apply through Finly and get approved for the Neo Savings Account to earn our Finly rebate — sent to your bank via Interac e-Transfer once your application is approved. Terms and conditions apply.**
Paid via INTERAC e-Transfer
Secure & private
$1.9M paid out to Canadians
Read before you apply
Rebate eligibility & offer terms
These rules determine whether you qualify for the Finly rebate on this offer. Skim them before clicking apply.
* / ** Terms and conditions apply.
- This offer is only valid for eligible new Neo customers who successfully open their first Neo product.
- You must fund your savings account a minimum of $100 to qualify.
The savings account
Why Neo Savings Account?
Neo's savings account pays a solid rate on every dollar, with no promo period to wait out, and your money is available any time. The rate goes up if you pay for a Build or Grow membership, so check whether the extra interest covers the membership fee on your balance. It's online only, with no branches.
Interest rate tiers
Essentials Membership interest rate
Build Membership interest rate ($0-9.99/month)
Grow Membership interest rate ($14.99/month)
Fees & limits
Monthly fee
Transactions
Interac e-Transfers
Ready when you are
$80 is yours when you apply through Finly.
We e-Transfer your rebate via Interac after the financial institution confirms your approval and eligibility. No portals, no points — just real cash.
Stack & save
Bundle this with a complementary offer
Open more than one product through Finly and you earn a separate cash rebate on each. We'll e-Transfer them all to the same Interac email — no extra steps on your end.
Apply for 3 more offers to stack rebates from a single Finly account.
Browse all
FAQ
Common questions, answered.
Still unsure? Reach out to support after signing up — we'll get back to you within a couple of business days.
Yes. The Finly rebate stacks with whatever sign-up offer or welcome bonus the institution provides. You get both.
Rebates are sent via Interac e-Transfer to the email on your Finly profile. Once your sign-up is verified, payments are typically processed within 10 days.
The financial institution reports the transaction back to us within a few days to a few weeks, depending on their reporting cadence. You can track the status from your Finly account.
Switching devices mid-application, using a VPN, ad blocker, or incognito mode can break our tracking cookies. Complete the application on a single device in one session for a smooth experience.
No — Finly rebates apply only to brand-new sign-ups. If the financial institution flags you as an existing customer for that product, the rebate won't apply.
Some accounts waive the monthly fee if you maintain a minimum balance or set up direct deposits. Any waiver options are listed in the fees & limits panel above. The financial institution makes the final approval decision.
Eligible Canadian bank deposits are insured by CDIC up to $100,000 per category. Coverage details depend on the institution — check the financial institution's site for specifics.
What Our Members Say
Real reviews from real users. See our full list of reviews on Trustpilot
Legal & disclosures
Disclosures from the issuing institution. Always confirm product terms directly with the issuer before applying.
Product legal content
1 Earnings for the Neo Savings account are derived from the interest Neo earns on the funds. Neo shares interest at the advertised rate of return for the Neo Savings account, and earnings are calculated daily on the total closing balance and paid monthly. Interest earnings are paid at Neo’s discretion. Current interest rates available here. Rates are per annum and subject to change without notice.
Neo Financial is not responsible for maintaining accuracy of content on this site. Please refer to Neo's site for the latest product details.