4.5
/5
TD
TD Aeroplan® Visa Infinite* CardPoints Calculator
Up to $1,550 in value† including up to 50,000 Aeroplan points† and a first-year Annual Fee rebate.
Our Take
The TD® Aeroplan® Visa Infinite Card* is an excellent choice for frequent Air Canada travelers looking to maximize their rewards with Aeroplan points. With perks like free checked bags, Preferred Pricing, and a first-year fee rebate, it’s ideal for users who value Air Canada-specific benefits. However, the card’s high income requirement and limited non-Air Canada redemption options may not appeal to everyone.
Card Details
Interest Rates
Purchase: 21.99%
Cash Advance: 22.99%□
□ Cash advance rate for Quebec residents is 21.99%
Annual Fees
Main Card: $139
$0
$0 first year
Additional Cards: $75
Welcome Bonus
Up to $1,550 in value† including up to 50,000 Aeroplan points† could be yours. Plus, receive an Annual Fee rebate for the first year† and additional travel benefits. Conditions Apply.
- Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card†.
- Earn 15,000 Aeroplan points when you spend $3,000 within 90 days of Account opening†.
- Plus, earn a one-time anniversary bonus of 25,000 Aeroplan points when you spend $12,000 within 12 months of Account opening†.
- Apply for the NEXUS program and once every 48 months get an application fee rebate (up to $100 CAD per eligible cardholder).†
- Share free first checked bags for you and up to 8 travel companions†
- Get an Annual Fee rebate for the first year†.
To receive the first-year Annual Fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder first-year Annual Fee rebate, you must add your first Additional Cardholder while this offer is in effect.
Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.
Annual Income
Personal: $60,000
Household: $100,000
Credit Score Estimate
Card Type
Credit
Our Rating
4.5/5
Institution
TD
Awards
Best Aeroplan Credit Card
2026
How You Earn Rewards
- Earn 1.5 points† for every $1 spent on eligible gas, electric vehicle charging, grocery and direct through Air Canada® purchases (including Air Canada Vacations®) made with your Card.
- Earn 1 point† for every $1 spent on all other Purchases made with your Card
- Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 200+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
- Your Aeroplan Points do not expire as long as you are a TD® Aeroplan® Visa Infinite* Cardholder in good standing.
- Earn more at Starbucks: Link your eligible Card to earn more Starbucks Stars at participating Starbucks stores. Conditions apply.
Insurance & Benefits
Insurance
Coverage
Travel Medical Insurance (64 & under)†
Travel Medical Insurance (65 to 75)†
Trip Cancellation†
Trip Interruption†
Flight Delay†
Baggage Delay†
Lost or Stolen Baggage†
Common Carrier Travel Accident Insurance†
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Car Rental Damage & Theft†
Hotel Burglary Insurance†
Purchase Protection†
Extended Warranty†
Mobile Device Insurance†
Benefits
Details
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Free first checked bag†
Nexus Program Rebate†
Visa Infinite Exclusive Benefits†
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Concierge Services†
Golf Benefit†
Extra points†
Extra points†
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Status lift†
Car Rental Discount†
Trip and legal Assistance†
Pros & Cons
Pros
- Decent rewards
- First-year fee rebate
- Comprehensive insurance
- Impressive travel perks
Cons
- Relatively lower reward rates
- Limited airline loyalty
- Annual fee
- Income requirements
Legal
†Terms and conditions apply.
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