UnitedĀ® MileagePlusĀ® Neo World EliteĀ® Mastercard
$100
$125
Promotional Finly rebate expires on December 31, 2026
United World Elite
Credit Card Ā· Apply through Finly
Cash back
$125
Finly rebate
Get $100$125 rebate on an approved UnitedĀ® MileagePlusĀ® Neo World EliteĀ® Mastercard
Apply through Finly and get approved for the UnitedĀ® MileagePlusĀ® Neo World EliteĀ® Mastercard to earn our Finly rebate ā sent to your bank via Interac e-Transfer once your application is approved. Terms and conditions apply.**
Plus, you can earn the Cardās welcome bonus from Neo Financial.
Paid via INTERAC e-Transfer
Secure & private
$1.9M paid out to Canadians
Read before you apply
Rebate eligibility & offer terms
These rules determine whether you qualify for the Finly rebate on this offer. Skim them before clicking apply.
* / ** Terms and conditions apply.
- Subject to Approval
- This offer is only valid for eligible new cardholders
The card
Why United World Elite?
Frequent United Airlines flyers
How to earn the welcome bonus
Welcome Bonus: up to 20,000 MileagePlus miles*
- 5,000 miles on card activation and first transaction
- Additional 15,000 miles when you spend $3,000 net of refunds within 3 months of application
Renewal Bonus: 5,000 miles per year when account remains open and active with eligible spend within 365 days*
Earns rewards on
0.75x - 1.25x
- 1.25 miles per $1 on United & Star Alliance flights
- 1 mile per $1 on dining & groceries
- 0.75 miles per $1 everywhere else
- Bonus miles through Neo's merchant 10K+ partner network (varies by offer)
- Miles are calculated monthly and issued to the cardholder's United MileagePlus account.
Fees & rates
Annual fee
Purchase interest
Cash advance interest
Foreign transaction
Additional cards
Min personal income
Min household income
Credit recommended
Built-in perks & coverage
Free first checked bag
Priority Travel
Nexus Program Rebate
Airport Lounge - Dragon Pass
Travel Medical Insurance (64 & under)
Trip Cancellation
Trip Interruption
Flight Delay
Baggage Delay
Hotel Burglary Insurance
Ready when you are
$125 is yours when you apply through Finly.
We e-Transfer your rebate via Interac after the financial institution confirms your approval and eligibility. No portals, no points ā just real cash.
FAQ
Common questions, answered.
Still unsure? Reach out to support after signing up, and we'll get back to you within a couple of business days.
Yes. The Finly rebate stacks with whatever sign-up offer or welcome bonus the institution provides. You get both.
Rebates are sent via Interac e-Transfer to the email on your Finly profile. Once your sign-up is verified, payments are typically processed within 10 days.
The financial institution reports the transaction back to us within a few days to a few weeks, depending on their reporting cadence. You can track the status from your Finly account.
Switching devices mid-application, using a VPN, ad blocker, or incognito mode can break our tracking cookies. Complete the application on a single device in one session for a smooth experience.
Usually, if it's a product you don't have yet. With most banks, including Scotiabank, BMO, RBC and TD, you only need to be new to the product, not the bank, so another card or a chequing account with them doesn't stop you. There's no rebate on a product you already hold, and this offer's terms can add conditions.
Try again from this page while signed in, with ad blockers and VPNs off, in one browser. If it still won't go through, contact us before you apply another way, and we'll tell you whether it can still earn the rebate.
Many premium credit cards require a minimum personal or household income. The required income (if any) is shown in the fees & rates panel above. The financial institution makes the final approval decision.
Each card targets a different credit profile. The recommended credit category is shown above. A higher score generally improves your odds of approval.
What Our Members Say
Real reviews from real users. See our full list of reviews on Trustpilot
Legal & disclosures
Disclosures from the issuing institution. Always confirm product terms directly with the issuer before applying.
Product legal content
*Conditions apply. Limited one-time offer for new customers who have not opened a United Neo World Elite Mastercard before the date of application approval. Must (1) be the age of majority in your province or territory of residence; (2) be a Canadian resident; (3) have annual personal income of $80,000 CAD or annual household income of $150,000 CAD; and (4) for secured cards only, provide security funds. Initial 5,000 MileagePlus miles are issued once the card is activated. To earn additional 15,000 MileagePlus miles, minimum spend of $3,000 net of refunds must be completed within 3 months from application start date. Additional MileagePlus miles are issued 6ā8 weeks after the qualifying spend period. MileagePlusĀ® miles may be limited and vary by perks, offer, and partner. Offer is subject to MileagePlusĀ® terms and conditions. MileagePlusĀ® is managed, administered, and serviced by MileagePlus Holdings, LLC. Neo Financialā¢ and United MileagePlusĀ® reserve the right to amend or withdraw this offer at any time.
** Travel insurance benefits not available in Quebec.
Neo Financialā¢ and United Airlines are separate entities. MileagePlusĀ® is managed, administered, and serviced by MileagePlus Holdings, LLC. Benefits and offers are subject to change. See neofinancial.com/legal for full terms.