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onaclaireplane Best Welcome Offers for July 2026
Published Jul 1, 2026 6:00 AM
• Updated Jul 1, 2026 8:21 AM
• 5 min read
Here are my top picks for best welcome offers in July 2026. All 4 RBC offers are all time highs, the BMO VIPorter is a great return AND huge cashback, The TD offers provide a great return and no first year annual fee, and the Amex Aeroplan card has a solid return as well. Also - the Amex Platinum and Aeroplan Reserve are premium cards, but those offers are MASSIVE. If you can handle the minimum spend requirement, these provide a huge value in points.
RBC
2.7
$50 cash offer
RBC
4.0
Best credit card for frequent WestJet travellers
$200 cash offer
BMO
4.5
Premium card for frequent Porter airline travelers
American Express
3.8
American Express
4.7
Best premium card for Air Canada frequent travellers
American Express
4.6
Travel Perks, Luxurious Travel, and Unlimited Lounge Access
Annual Fee
$120
$120
$48
$139
$199
$0 first year
$139
$0 first year
$139
$0 first year
$120
$599
$799
Interest Rates
Purchase
20.99%
Cash advance
22.99%
Quebec
21.99%
Purchase
20.99%
Cash advance
22.99%
Quebec
21.99%
Purchase
20.99%
Cash advance
22.99%
Quebec
21.99%
Purchase
20.99%
Cash advance
22.99%
Quebec
21.99%
Purchase
21.99%
Cash advance
23.99%
Quebec
21.99%
Purchase
21.99%
Cash advance
22.99%
Quebec
21.99%
Purchase
21.99%
Cash advance
22.99%
Quebec
21.99%
Purchase
30% Annual
Cash advance
30% Annual
Rate details
Purchase
21.99%
Cash advance
21.99%
Rate details
Purchase
21.99% - 30%
Cash advance
N/A
Rate details
Welcome Bonus
Get up to 70,000 Avion points(1), that’s a travel value of up to $1,500.(2)
Get up to 70,000 Avion points(1), that’s a travel value of up to $1,500†.
Get up to 28,000 Avion points^ - that's up to $200 of value in gift cards†!
Get up to 70,000 WestJet points(1)
Get up to 70,000 VIPorter points and a round-trip companion pass.* Plus receive $1,000 in Qualifying Spend.*
Earn up to $1,300 in value†, including up to 146,000 TD Rewards Points† and receive an Annual Fee rebate for the first year†.
Up to $1,350 in value† including up to 40,000 Aeroplan points† and a first-year Annual Fee rebate.
Earn up to 45,000 Aeroplan points
Earn up to 150,000 Aeroplan® points
Earn up to 170,000 Membership Rewards® points
Rewards
1x - 1.25x
1x
1x - 3x
1.5x - 2x
1x - 3x
2x - 8x
1x - 1.5x
1x - 2x
1.25x - 3x
1x - 2x
Welcome Bonus Details
Earn Rates
Insurance Coverage
Extra Benefits
Requirements
About the author
Claire Haughian
Hi, I'm Claire 👋🏼, your one-stop shop for all things travel, and points and miles strategies, in Canada. I run @onaclaireplane because the points and miles world is loud, confusing, and full of hyp... See full bio
