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Triangle Mastercard Review
The Bottom Line
The Triangle Mastercard is an excellent choice for loyal Canadian Tire shoppers, offering high rewards at their stores and a decent grocery cash-back rate. However, it falls short in other spending categories, offers no insurance, and the rewards can only be redeemed at Canadian Tire locations. If you’re not frequently shopping at these stores, there are better no-fee alternatives available.
APPLY NOW
on Canadian Tire's website
Welcome Bonus
N/A
Annual Fee
$0
Interest Rates
20.99% - 25.99% / 22.99% - 27.99% (for Quebec 21.99%)
RECOMMENDED CREDIT SCORE
300Poor
560Fair
660Good
725⁎Very Good
760⁎Excellent
Rewards
- 4% back in CanadianTire dollars on almost everything at Canadian Tire, Sport Chek, Mark’s, L’Équipeur, Party City, Pro Hockey Life, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey, and participating Sports Experts
- 1.5% back in CanadianTire dollars on eligible grocery purchases (on the first $12,000 per year; excludes Costco and Walmart)
- 0.5% back in CanadianTire on all other eligible purchases
Benefits
Details
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Gas Discount
Save 7¢/L on premium fuel and 5¢/L on all other fuel types at Gas+ and Petro-Canada locations on gas
Eligibility
Credit Score
Very GoodAnnual Income
N/A
Card Details
Interest Rates
Purchase APR
20.99% - 25.99%
Cash Advance APR
22.99% - 27.99% (for Quebec 21.99%)
Balance Transfer APR
22.99% - 27.99%
Fees
Annual Fee
$0
Additional Cards
$0
Eligibility
Minimum Individual Income
N/A
Minimum Household Income
N/A
Credit Score Estimate
Very Good
Type
Pros & Cons
Pros
- High Canadian Tire rewards
- Decent grocery earnings
- No annual fee
- No income requirements
- Gas discounts
Cons
- Low base earn rate
- Limited redemption options
- No insurance
Get personalized rewards estimates — see exactly how much you could earn.
Triangle Mastercard Points Calculator