Background pattern
TD Rewards Visa* Card

2.8

/5

TD

Visa

TD Rewards Visa* CardPoints Calculator

Earn a value of $50† in TD Rewards Points† to use on eligible Amazon.ca purchases.

Our Take

The TD Rewards Visa Card* is a great choice for individuals looking for a no-fee card with moderate rewards. It offers solid perks like mobile device insurance and flexible rewards redeemable for travel, gift cards, and more. However, the lower point value and limited earning potential on everyday purchases may not appeal to frequent spenders looking for maximum rewards.





Card Details

Interest Rates


Purchase: 21.99%

Cash Advance: 22.99%□

□ Cash advance rate for Quebec residents is 21.99%

Annual Fees


Main Card: $0

Additional Cards: $0

Welcome Bonus


  • Earn 15,152 TD Rewards Points† (a value of $50 on Amazon.ca†) when you spend $500 within 90 days of Account opening†. Conditions apply.
  • Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated.

Annual Income


Personal: N/A

Household: N/A

Credit Score Estimate


300
Poor
560
Fair
660⁎
Good
725⁎
Very Good
760⁎
Excellent
⁎Estimates based on Equifax scoring

Card Type


Credit

Reward Type


Type: Points

Loyalty Program: TD Rewards

Our Rating


2.8/5

Institution


TD

How You Earn Rewards


  • Earn 4 TD Rewards Points for every $1 you spend when you book travel through Expedia® For TD†
  • Earn 3 TD Rewards Points for every $1 you spend on Groceries and Restaurants†
  • Earn 2 TD Rewards Points for every $1 you spend on regularly recurring bill payments set up on your Account†
  • Earn 1 TD Rewards Points For every $1 you spend on other Purchases made using your Card†
  • Link your eligible Card to earn 50% more TD Rewards Points plus more Starbucks Stars. Redeem points for even more Stars. Conditions apply. 




Insurance & Benefits

3 insurance
2 benefits

Insurance

Coverage

  • purchase protection

    Purchase Protection†

    90 days
  • extended warranty

    Extended Warranty†

    Up to 1 year
  • mobile device insurance

    Mobile Device Insurance†

    $1,000
  • Benefits

    Details

  • reward cup

    Extra points†

    Link your eligible Card to earn 50% more TD Rewards Points plus more Starbucks Stars. Redeem points for even more Stars. Conditions apply.
  • car rental

    Car Rental Discount†

    10% off base rate of Avis Rent A Car and Budget Rent A Car
  • Pros & Cons


    Pros

    • No annual fee
    • Strong rewards
    • Mobile device insurance
    • Car rental discounts

    Cons

    • Low point value
    • Limited insurance

    †Terms and conditions apply.

    Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on this TD credit card, please click the Apply Now button.