TD Low Rate Visa* Card

TD Low Rate Visa* Card
Review

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    Card Details

    Interest Rates


    Purchase: 12.90%*

    Cash Advance: 12.90%*

    Balance Transfer: 12.90%*

    Annual Fee


    $25

    Annual Income


    Personal: N/A

    Household: N/A

    Credit Score Estimate


    300
    Poor
    560
    Fair
    660
    Good
    725
    Very Good
    760
    Excellent

    Welcome Bonus


    N/A

    Card & Reward Type


    Card Type: Credit

    Reward Type: None

    Our Rating


    3.3/5

    Institution


    TD

    Rewards


    • No rewards
    • No welcome bonus or promotional interest rate
    • Interest changes with prime so you can't setup a fixed amount payment plan

    Insurance & Benefits


    Insurance

    Coverage

    • purchase protection

      Purchase Protection

      90 days

    • extended warranty

      Extended Warranty

      Doubled Up to 1 year


    Benefits

    Details

    • reward cup

      Extra points

      Earn 50% more Stars at participating Starbucks stores

    • car rental

      Car Rental Discount

      5% to 10% off base rate of Avis Rent A Car and Budget Rent A Car

    Pros & Cons


    Pros

    • Lower annual interest rate compared to most cards

    Cons

    • No rewards
    • Small annual fee

    * Standard Rate of 24.99% on Purchases or 27.99% on Cash Advances applies if Minimum Payment is not received before or on the payment due date and before we prepare your next monthly statement twice within any 12 consecutive statement periods.

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