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TD Low Rate Visa* Credit Card Review
The Bottom Line
A low-interest credit card in case you want to carry a balance every month. For people who don't have a balance right now but will in the future, the promotional interest rate is a nice benefit of this card.
Welcome Bonus
N/A
Rewards Rate
N/A
Annual Fee
$25
Interest Rates
12.90%□ / 12.90%□
Rewards
- Save on interest with a low annual interest rate of 12.90%† for Purchases and Cash Advance transactions.
- Earn 50% more Stars at participating Starbucks® stores. Conditions apply.
Insurance
Coverage
Purchase Protection
90 days
Extended Warranty
1 year
Benefits
Details
Extra points
Earn 50% more Stars at participating Starbucks stores
Eligibility
Credit Score
FairAnnual Income
N/A
*†Terms and conditions apply.
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Card Details
Interest Rates
Purchase APR
12.90%□
Cash Advance APR
12.90%□
Balance Transfer APR
12.90%
□ Quebec rates: Purchase 13.90, Cash advance 13.90%
Fees
Annual Fee
$25
Additional Cards
$0
Eligibility
Minimum Individual Income
N/A
Minimum Household Income
N/A
Credit Score Estimate
Fair
Type
Card Type
Credit
Reward Type
None
Pros & Cons
Pros
- Lower annual interest rate compared to most cards
Cons
- No rewards
- Small annual fee
TD Low Rate Visa* Credit Card
2.1
FinlyWealth Rating
on TD's website