Background pattern
TD® Aeroplan® Visa Platinum* Credit Card

3.6

/5

TD

Visa

TD® Aeroplan® Visa Platinum* CardPoints Calculator

Up to $500 in value†, including up to 20,000 Aeroplan points†

Our Take

The TD® Aeroplan® Visa Platinum* Card is a solid option for individuals who frequently fly with Air Canada and want a low-fee entry into the Aeroplan rewards program. However, if you want broader reward options or higher earnings on non-Air Canada purchases, it may not be the best fit.





Card Details

Interest Rates


Purchase: 21.99%

Cash Advance: 22.99%□

□ Cash advance rate for Quebec residents is 21.99%

Annual Fees


Main Card: $89

$0

$0 first year

Additional Cards: $35

Welcome Bonus


Up to $500 in value†, including up to 20,000 Aeroplan points† could be yours and receive an Annual Fee rebate for the first year†. Conditions Apply.  


  • Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card†  
  • Earn an additional 10,000 Aeroplan points when you spend $1,500 within 90 days of Account opening†  
  • Get an Annual Fee rebate for the first year† 

 

To receive the first-year Annual Fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year Annual Fee rebate, you must add your Additional Cardholder(s) while the offer is in effect. 

Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated. 

Annual Income


Personal: N/A

Household: N/A

Credit Score Estimate


300
Poor
560
Fair
660⁎
Good
725⁎
Very Good
760⁎
Excellent
⁎Estimates based on Equifax scoring

Card Type


Credit

Reward Type


Type: Points

Loyalty Program: Aeroplan

Our Rating


3.6/5

Institution


TD

How You Earn Rewards


  • Earn 1 point† for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations®) made with your card
  • Earn 1 point† for every $1.50 spent on all other eligible purchases† made with your Card
  • Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 200+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
  • Your Aeroplan Points do not expire as long as you are a TD® Aeroplan® Visa Platinum* Cardholder
  • Earn more at Starbucks: Link your eligible Card to earn more Starbucks Stars at participating Starbucks stores. Conditions apply.   




Insurance & Benefits

7 insurance
3 benefits

Insurance

Coverage

  • hourglass timer

    Flight Delay†

    $500
  • hourglass timer

    Baggage Delay†

    $1,000
  • lost baggage

    Lost or Stolen Baggage†

    $1,000
  • heart lock

    Common Carrier Travel Accident Insurance†

    $500,000
  • car insurance

    Car Rental Damage & Theft†

    yes
  • purchase protection

    Purchase Protection†

    90 days
  • extended warranty

    Extended Warranty†

    Up to 1 year
  • Benefits

    Details

  • reward cup

    Extra points†

    Link your eligible Card to earn more Starbucks Stars at participating Starbucks stores. Conditions apply.  
  • reward cup

    Extra points†

    Earn points twice at over 150 Aeroplan partner brands and over 200 online retailers through the Aeroplan eStore
  • car rental

    Car Rental Discount†

    10% off base rate of Avis Rent A Car and Budget Rent A Car
  • Pros & Cons


    Pros

    • Preferred Aeroplan flight pricing
    • First-year fee rebate
    • Decent insurance
    • Car rental discounts
    • Generous intro offer

    Cons

    • Lower reward rates
    • Limited redemption value

    †Terms and conditions apply.

    Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on this TD credit card, please click the Apply Now button.