TD Aeroplan® Visa Infinite* Card
Rewards Calculator Algorithm
You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.
Total Spending
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$0
Card Details
Annual Rewards
$533.24
Aeroplan rewards
First Year Bonus
$735
Aeroplan rewards
Annual Fee
$139
First Year Value
$1,129.24
$394.24 in years after
Interest Rates
Cash Advance: 22.99%
Purchase: 20.99%
Annual Fee
$139
Annual Income
Personal: $60,000
Household: $100,000
Credit Score
Very Good
Welcome Bonus
10,000 points after approval. 25,000 points after spending over $5,000 within 180 days of account opening.
Card Type
Reward: Points
Loyalty Program: Air Canada Aeroplan
Our Rating
3.5/5
Institution
TD
Rewards
- 1.5 points on gas, Groceries and Air Canada and Air Canada vacations (maximum 120,000 points annually)
- 1 point on everything else
TD Aeroplan® Visa Infinite* Card Points Calculator
Based on average spending
Rewards Ranking
Rewards Breakdown
Groceries, Gas and Air Canada
7,791 points
All other purchases
17,601 points
Annual Fee
- $139
Net Annual Rewards
25,392 points
Valued at $394.24 (after fees)
Rewards Summary
Net Annual Rewards
25,392 points
Valued at $394.24 (after fees)
Welcome Bonus
35,000 points
Valued at $735
First Year Value
60,392 points
Valued at $1,129.24
Point Redemptions
Redemptions Chart
Transfer to Airline Partners
$1,129.24
Travel
$359.24
Gift Cards
$307.9
Insurance & Benefits
Insurance
Coverage
Emergency Out of province Medical
$2M/insured up to 21 daysEmergency Medical Over 65
$2M/insured up to 4 days
Trip Cancellation
$1.5K/person, $5K/trip
Trip Interruption
$5K/person, $25K/trip
Flight Delay
$500/person after 4 hours
Baggage Delay
$1K/person after 6 hours
Lost or Stolen Baggage
$1K/person after 6 hours
Travel Accident
$500,000.svg)
Car Rental Damage & Theft
Up to 48 consecutive rental days
Hotel Burglary Insurance
$2500
Purchase Protection
90 days
Extended Warranty
1 year
Mobile Device Insurance
$1,000
Benefits
Details
Free first checked bag
First checked bag is free for primary cardholder on WestJet flight and up to 8 guests
Nexus Application
$100 every 4 years
Visa Infinite Exclusive Benefits
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Concierge Services
Golf Benefit
Troon Rewards Golf benefits like discounts at over 95 resorts and courses around the world plus access to select private clubs across the U.S
Extra points
Earn 50% more Stars and 50% more Aeroplan points at participating Starbucks storesExtra points
Earn points twice at over 150 Aeroplan partner brands and over 170 online retailers through the Aeroplan eStore.svg)
Status lift
Reach Aeroplan Elite™ Status sooner by earning 1,000 Status Qualifying Miles and one (1) Status Qualifying Segment for every $10,000 of net purchases
Car Rental Discount
10% off base rate of Avis Rent A Car and Budget Rent A Car
Trip and legal Assistance
Pros & Cons
Pros
- Great benefits for Air Canada travelers, such as free checked baggage, will save you more in fees than you spend on annual membership fees. High coverage limit on the insurance for this card
Cons
- The rewards rate on this card is not that high. There are non-Aeroplan cards with much better reward programs, and their points can later be transferred to this card, making them better options if you are looking to gather Aeroplan points.
- You lose the flexibility to use other airlines if you want to take advantage of the benefits of this card.