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4.5
/5
TD
Up to $1,550 in value† including up to 50,000 Aeroplan points† and a first-year Annual Fee rebate.
Our Take
The TD® Aeroplan® Visa Infinite Card* is an excellent choice for frequent Air Canada travelers looking to maximize their rewards with Aeroplan points. With perks like free checked bags, Preferred Pricing, and a first-year fee rebate, it’s ideal for users who value Air Canada-specific benefits. However, the card’s high income requirement and limited non-Air Canada redemption options may not appeal to everyone.
Interest Rates
Purchase: 21.99%
Cash Advance: 22.99%□
□ Cash advance rate for Quebec residents is 21.99%
Annual Fees
Main Card: $139
$0
$0 first year
Additional Cards: $75
Welcome Bonus
Up to $1,550 in value† including up to 50,000 Aeroplan points† could be yours. Plus, receive an Annual Fee rebate for the first year† and additional travel benefits. Conditions Apply.
To receive the first-year Annual Fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder first-year Annual Fee rebate, you must add your first Additional Cardholder while this offer is in effect.
Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.
Annual Income
Personal: $60,000
Household: $100,000
Credit Score Estimate
Card Type
Credit
Our Rating
4.5/5
Institution
TD
Awards

Best Aeroplan Credit Card
2026
Redemption Method
Insurance
Coverage
Travel Medical Insurance (64 & under)†
Travel Medical Insurance (65 to 75)†
Trip Cancellation†
Trip Interruption†
Flight Delay†
Baggage Delay†
Lost or Stolen Baggage†
Common Carrier Travel Accident Insurance†
Car Rental Damage & Theft†
Hotel Burglary Insurance†
Purchase Protection†
Extended Warranty†
Mobile Device Insurance†
Benefits
Details
Free first checked bag†
Nexus Program Rebate†
Visa Infinite Exclusive Benefits†
Concierge Services†
Golf Benefit†
Extra points†
Extra points†
Status lift†
Car Rental Discount†
Trip and legal Assistance†
Pros
Cons
†Terms and conditions apply.
Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on this TD credit card, please click the Apply Now button.
Up to $1,550 in value† including up to 50,000 Aeroplan points† and a first-year Annual Fee rebate.
Rewards Calculator Algorithm
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Grocery
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Gas
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Travel
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All Other Spending
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Annual Fee Rebates
You can get an annual $139 rebate on the annual fee of the TD Aeroplan® Visa Infinite* Card by signing up for a qualifying bank account or setting up direct deposit. Select the option if it applies to you.
Based on $2,000 monthly spending
First-Year Value
$1,444.71
1.9¢/pt$355.71 in years after
First-Year Rewards
$494.71
in Aeroplan points
First-Year Bonus
+ $950
in Aeroplan points
Annual Fee
− $139 → $0
$0 first year
First Year Value
$1,444.71
$355.71 in years after
First-Year Rewards
$494.71
in Aeroplan pts
First-Year Bonus
$950
in Aeroplan pts
Annual Fee
$0 first year
First-Year Value
$1,444.71
$355.71 in years after
Based on $2,000/month spending
Valuing each point at 1.90¢
Estimated first-year value
76,037 pts
Valued at $1,444.71 (fee waived for first year)
Net annual rewards
$355.71/yr value
First year bonus
$950 value
Groceries, Gas and Air Canada
8,178 points
All other purchases
17,859 points
Annual fee
- $139
Net annual rewards
26,037 points
Valued at $355.71 (after fees)
All values shown are net rewards (annual fee subtracted).
Net value · first year
Redemption Method | Avg CPP(cents per point) | First Year Bonus(dollar value) | Net Annual Rewards(after fees) | First Year Value(1st year fee rebated) |
|---|---|---|---|---|
Flights | 1.9¢ | $950 | $355.71 | $1,444.71 |
Car Rentals | 0.9¢ | $450 | $95.34 | $684.34 |
Travel | 0.825¢ | $412.5 | $75.81 | $627.31 |
Merchandise | 0.75¢ | $375 | $56.28 | $570.28 |
Gift Cards | 0.72¢ | $360 | $48.47 | $547.47 |