3.2
/5
Canadian Tire
Mastercard
Triangle World Elite MastercardPoints Calculator
Our Take
This card is the only one with no annual fee that provides a roadside assistance benefit, which can be a lifesaver for people who travel on the road a lot. The main reason to apply for this card is to have free access to this benefit, given that the rewards are not great in most categories (except for Canadian Tire and grocery purchases).
Card Details
Interest Rates
Purchase: 21.99%
Cash Advance: 22.99%
Annual Fees
Main Card: $0
Additional Cards: $0
Annual Income
Personal: $80,000
Household: $150,000
Credit Score Estimate
300Poor
560Fair
660Good
725Very Good
760⁎Excellent
Card Type
Credit
Our Rating
3.2/5
Institution
Canadian Tire
How You Earn Rewards
- 4% back in CanadianTire dollars on almost everything at Canadian Tire, Sport Chek, Mark’s, L’Équipeur, Party City, Pro Hockey Life, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey, and participating Sports Experts stores
- 3% back in CanadianTire dollars on Groceries (Max 360) Except Costco and Walmart
- 1% back in CanadianTire on all other purchases
Annual Rewards Breakdown
Annual Rewards Summary
Point Redemptions
Redemption Method
Net Value (After Annual Fee)
Insurance & Benefits
2 insurance
3 benefits
Insurance
Coverage
Purchase Protection
Up to 90 days
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Car Rental Damage & Theft
31 days
Benefits
Details
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Gas Discount
Save 7¢/L on premium fuel and 5¢/L on all other fuel types at Gas+ and Petro-Canada locations on gas
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Concierge Services
Roadside Assistance
Roadside Assistance Gold Plan: With the Triangle World Elite Mastercard Roadside Assistance Gold Plan, you get towing distance of up to 250 km per service call to the destination of your choice (within Canada or the US)
Pros & Cons
Pros
- No annual fee
- Roadside assistance
- High Canadian Tire Rewards
- Car rental insurance
Cons
- Low application acceptance rate