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1.9
/5
Brim Financial
Mastercard
BRIM World Elite MastercardCash Back Calculator
Our Take
The Brim World Elite Mastercard offers solid insurance coverage, foreign transaction savings, and partner bonuses, but its 1% cash back rate may not justify the $89 annual fee, especially considering the negative customer service feedback. If you shop frequently with Brim’s retail partners or travel internationally, the waived foreign exchange fee and Wi-Fi perks could make it worth considering.
Card Details
Interest Rates
Purchase: 19.99%
Cash Advance: 21.50%
Balance Transfer: 19.99%
Annual Fees
Main Card: $89
Additional Cards: $50
Annual Income
Personal: $80,000
Household: $150,000
Credit Score Estimate
300Poor
560Fair
660Good
725⁎Very Good
760⁎Excellent
Card Type
Credit
Our Rating
1.9/5
Institution
Brim Financial
How You Earn Rewards
- 1x point per $1 spent on all eligible purchases, where each point equals to $0.01, equivalent to a 1% cash back
Annual Rewards Breakdown
Annual Rewards Summary
Point Redemptions
Redemption Method
Net Value (After Annual Fee)
Insurance & Benefits
14 insurance
2 benefits
Insurance
Coverage
Purchase Protection
90 days
Extended Warranty
1 year
Event Ticket Cancellation
$1,000
Mobile Device Insurance
$1,500
Common Carrier Travel Accident Insurance
$500,000
Travel Medical Insurance (64 & under)
15 days
Travel Medical Insurance (65 to 75)
3 days
Trip Interruption
$5,000
Trip Cancellation
$2,000
Flight Delay
$500
Baggage Delay
$500
Lost or Stolen Baggage
$1,000
Hotel Burglary Insurance
$2,500
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Car Rental Damage & Theft
yes
Benefits
Details
Boingo Wi-Fi hotspot
over 1 million Boingo Wifi hotspot worldwide
Low Foreign Transaction Fees
Foreign transaction fee of only 1.5% compared to 2.5% with most other credit cards
Pros & Cons
Pros
Cons