BRIM World Elite Mastercard Review

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The Bottom Line


The Brim World Elite Mastercard offers solid insurance coverage, foreign transaction savings, and partner bonuses, but its 1% cash back rate may not justify the $89 annual fee, especially considering the negative customer service feedback. If you shop frequently with Brim’s retail partners or travel internationally, the waived foreign exchange fee and Wi-Fi perks could make it worth considering.

Welcome Bonus

N/A

Rewards Rate

1%

Cash Back

Annual Fee

$89

Interest Rates

19.99% / 21.50%

RECOMMENDED CREDIT SCORE

300
Poor
560
Fair
660
Good
725⁎
Very Good
760⁎
Excellent
⁎Estimates based on Equifax scoring

Rewards

  • 1x point per $1 spent on all eligible purchases, where each point equals to $0.01, equivalent to a 1% cash back

Insurance

Coverage

  • purchase protection

    Purchase Protection

    90 days
  • extended warranty

    Extended Warranty

    1 year
  • event ticket

    Event Ticket Cancellation

    $1,000
  • mobile device insurance

    Mobile Device Insurance

    $1,500
  • heart lock

    Common Carrier Travel Accident Insurance

    $500,000
  • travel accident medical

    Travel Medical Insurance (64 & under)

    15 days
  • travel accident medical

    Travel Medical Insurance (65 to 75)

    3 days
  • pause

    Trip Interruption

    $5,000
  • cancel airplane

    Trip Cancellation

    $2,000
  • hourglass timer

    Flight Delay

    $500
  • hourglass timer

    Baggage Delay

    $500
  • lost baggage

    Lost or Stolen Baggage

    $1,000
  • burglar

    Hotel Burglary Insurance

    $2,500
  • car insurance

    Car Rental Damage & Theft

    yes

Benefits

Details

  • wifi signal

    Boingo Wi-Fi hotspot

    over 1 million Boingo Wifi hotspot worldwide
  • exchange money

    Low Foreign Transaction Fees

    Foreign transaction fee of only 1.5% compared to 2.5% with most other credit cards

Eligibility

  • Credit Score

    Very Good
  • Annual Income

    $80,000 personal or $150,000 household

Card Details


Interest Rates

Purchase APR

19.99%

Cash Advance APR

21.50%

Balance Transfer APR

19.99%

Fees

Annual Fee

$89

Additional Cards

$50

Eligibility

Minimum Individual Income

$80,000

Minimum Household Income

$150,000

Credit Score Estimate

Very Good

Type

Card Type

Credit

Reward Type

Cash Back

Pros & Cons


Pros

Cons

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BRIM World Elite Mastercard

BRIM World Elite Mastercard

1.9

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