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2.5
/5
ATB
Mastercard
ATB Gold My Rewards Mastercard®Points Calculator
Our Take
The ATB Gold My Rewards Travel Mastercard offers solid rewards and insurance without an annual fee, making it a good option for Alberta residents. However, the relatively low points value and regional availability limit its appeal for those outside Alberta or looking for higher-value rewards.
Card Details
Interest Rates
Purchase: 19.99%
Cash Advance: 22.99%
Balance Transfer: 22.99%
Annual Fees
Main Card: $0
Additional Cards: $0
Annual Income
Personal: N/A
Household: N/A
Credit Score Estimate
300Poor
560Fair
660Good
725⁎Very Good
760⁎Excellent
Card Type
Credit
Our Rating
2.5/5
Institution
ATB
How You Earn Rewards
- 3 points per $1 spent on eligible groceries, gas, digital streaming services and/or subscriptions, and entertainment purchases.
- 1.5 points per $1 spent on all other eligible purchases
Annual Rewards Breakdown
Annual Rewards Summary
Point Redemptions
Redemption Method
Net Value (After Annual Fee)
Insurance & Benefits
8 insurance
1 benefit
Insurance
Coverage
Purchase Protection
90 days
Extended Warranty
1 year
Car Rental Accident
$225,000
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Car Rental Damage & Theft
yes
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Car Rental Personal Effects
$1,000
Common Carrier Travel Accident Insurance
$300,000
Flight Delay
$500
Baggage Delay
$500
Benefits
Details
Car Rental Discount
25% off base rate of participating Avis and Budget locations
Pros & Cons
Pros
- No annual fee
- Impressive everyday optimization
- Comprehensive insurance
- Customizable card design
Cons
- Low point value
- Alberta residents only