4.3
/5
American Express
Marriott Bonvoy® American Express®* CardPoints Calculator
Earn up to 70,000 bonus Marriott Bonvoy® points
Our Take
The Marriott Bonvoy American Express Card is a standout for frequent travelers who value luxury and flexibility in their rewards. With access to over 7,000 participating hotels, cardholders can earn generous points on both Marriott Bonvoy bookings and everyday purchases. The card's annual free night award and complimentary Silver Elite status make it even more appealing, offering service upgrades and extra points on eligible stays. For those who frequently stay at Marriott properties and want to maximize their travel perks, this card is a top choice.
Apply with Confidence — won't impact your credit score
Card Details
Interest Rates
Purchase: 21.99%*
Cash Advance: 21.99%*
Annual Fees
Main Card: $120
Additional Cards: $0
Welcome Bonus
- Earn up to 70,000 bonus Marriott Bonvoy® points
- New Marriott Bonvoy® American Express®* Cardmembers can earn up to 60,000 bonus Marriott Bonvoy® Points after you spend $3,000 on your Card in your first 3 months of Cardmembership
- Plus, earn 10,000 points after you spend $500 on your Card in your 13th month of Cardmembership
Annual Income
Personal: N/A
Household: N/A
Credit Score Estimate
Card Type
Credit
Our Rating
4.3/5
Institution
American Express
How You Earn Rewards
- 5 points per $1 on eligible purchases at participating Marriott Bonvoy hotels
- 2 points per $1 on all other purchases (i.e. dining, groceries, online shopping, etc.)
Annual Rewards Breakdown
Annual Rewards Summary
Point Redemptions
Redemption Method
Net Value (After Annual Fee)
Insurance & Benefits
Insurance
Coverage
Common Carrier Travel Accident Insurance
Lost or Stolen Baggage
Baggage Delay
Flight Delay
Hotel Burglary Insurance
Purchase Protection
Extended Warranty
.svg){kind=small}
Car Rental Damage & Theft
Benefits
Details
Free Extra Night at Hotels
Free Extra Night at Hotels
.svg){kind=small}
Status lift
Status lift
American Express® Experiences
Pros & Cons
Pros
- High hotel optimization
- Annual free night certificate
- Automatic Silver Elite status
- Generous welcome bonus
- Instant decision. No credit impact.
Cons
- Low acceptance
- Relatively weaker insurance
Legal
*Terms and conditions apply.
If you have 2 separate missed Payments, the applicable rates for your account will be 25.99%. If you have 3 or more separate missed payments, the applicable rates will be 29.99%.
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment.