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Hilton honors

4.5

/5

American Express

Amex Canada

Hilton Honors American Express® CardPoints Calculator

Earn up to 70,000 Hilton Honors™ Points and a Free Night Reward

Our Take

The Hilton Honors American Express® Card was designed with frequent Hilton hotel guests in mind. Guests get started with a generous welcome bonus of extra points and a free night, plus additional points when a spending milestone is met. Not only do cardholders collect Hilton Honors points on brand purchases, but they also pocket rewards on everyday expenses like gas, groceries, and dining. This rewards program pairs perfectly with the card's hotel-oriented perks, making it ideal for those seeking a hospitable home away from home with Hilton.

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Apply with Confidence: won't impact your credit score





Card Details

Interest Rates


Purchase: 21.99%*

Cash Advance: 21.99%*

* If you have 2 separate missed Payments, the applicable rates for your account will be 25.99%. If you have 3 or more separate missed payments, the applicable rates will be 29.99%.

Annual Fees


Main Card: $150

Additional Cards: $0

Welcome Bonus


  • Earn up to 70,000 Hilton HonorsTM Points and a Free Night Reward
  • New Hilton Honors American Express® Cardmembers, can earn 60,000 Points and a Free Night Reward after spending $3,000 on your Card in the first 3 months
  • Plus, earn an additional 10,000 Points after you spend $500 on your Card in month 13
  • Offer ends January 11, 2027
  • Apply with confidence! See if you’ll be approved before you apply – with no impact to your credit score*
  • *Instant decisions are only available for Consumer (also known as Personal) Card applications

Annual Income


Personal: N/A

Household: N/A

Credit Score Estimate


300
Poor
693
Fair
743⁎
Good
790⁎
Very Good
833⁎
Excellent
⁎Estimates based on TransUnion scoring

Card Type


Credit

Reward Type


Type: Points

Loyalty Program: Hilton Honors

Our Rating


4.5/5

Institution


American Express

How You Earn Rewards


  • Earn 6 Points for every $1 in eligible Card purchases at participating Hilton brands, plus the Points you already earn as a Hilton Honors Member
  • Earn 4 Points for every $1 in eligible Card purchases at gas stations, grocery stores, and restaurants in Canada
  • Earn 2 Points for every $1 in all other Card purchases




Insurance & Benefits

8 insurance
3 benefits

Insurance

Coverage

  • heart lock

    Common Carrier Travel Accident Insurance

    $500,000
  • lost baggage

    Lost or Stolen Baggage

    $500
  • hourglass timer

    Baggage Delay

    $500
  • hourglass timer

    Flight Delay

    $500
  • burglar

    Hotel Burglary Insurance

    $500
  • purchase protection

    Purchase Protection

    90 days
  • extended warranty

    Extended Warranty

    1 year
  • car insurance

    Car Rental Damage & Theft

    yes
  • Benefits

    Details

  • star fall

    Status lift

    Enjoy complimentary Hilton Honors Gold status, then get upgraded to Diamond status after you charge $40,000 in net purchases to your Card each year
  • reward cup

    Extra points

    Get to your next stay faster with an annual 50,000 Points bonus. Spend $12,000 in a calendar year to unlock the 50,000 Hilton Honors Points bonus
  • Amex logo

    American Express® Experiences

  • Pros & Cons


    Pros

    • High hotel optimization
    • Hotel-oriented perks
    • Generous welcome bonus
    • Instant decision. No credit impact.

    Cons

    • Lower everyday point value
    • Limited redemption options

    *Terms and conditions apply.


    American Express is not responsible for maintaining or monitoring the accuracy of information on this website. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment.