Ramp Corporate Card Review

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The Bottom Line

The Ramp Corporate card offers a competitive edge with perks like higher credit limits, no credit checks, and cash back opportunities. The card pairs perfectly with Ramp's arsenal of products dedicated to expense management, bill payments, accounting automation, vendor management, and reporting. Together, these tools help Canadian businesses save both time and money.

Our choice for: Saving businesses time and money

Ramp Corporate Card
ramp
Ramp Corporate Card

4.5

Finly Rating
APPLY NOW

on Ramp's website

Welcome Bonus

N/A

Rewards Rate

Up to 1%

Cash Back

Annual Fee

$0

Interest Rates

N/A / N/A

RECOMMENDED CREDIT SCORE

300⁎
Poor
560⁎
Fair
660⁎
Good
725⁎
Very Good
760⁎
Excellent
⁎Estimates based on Equifax scoring
Get your free credit score

Rewards

  • Get up to 1% cash back on all eligible transactions

Insurance

Coverage

  • emergency call

    Travel and Emergency Assistance Services

    Available 24 hours a day, 365 days a year
  • car accident

    Car Rental Accident

    31 days. Reimbursed for damages caused by collision up to cash value of most rented cars
  • car insurance

    Car Rental Damage & Theft

    31 days. Reimbursed for damages caused by theft up to cash value of most rented cars
  • purchase protection

    Purchase Protection

    First 90 days, up to $10,000 per claim and $50,000 per cardholder
  • extended warranty

    Extended Warranty

    Yes

Benefits

Details

  • high credit limit

    High Credit Limits

    30x higher than those offered by traditional banks
  • adapted limit

    Adapted limit

    Customizable limits and controls down to the merchant and transaction level
  • credit-check

    No Credit Check

    No personal credit check or personal guarantee required
  • unlimited-credit-cards

    Unlimited Cards

    Issue unlimited virtual and physical cards for each employee

Eligibility

  • Credit Score

    N/A

  • Annual Income

    N/A

Card Details

Interest Rates

Purchase APR

N/A

Cash Advance APR

N/A

Fees

Annual Fee

$0

Eligibility

Minimum Individual Income

N/A

Minimum Household Income

N/A

Credit Score Estimate

N/A

Type

Card Type

Prepaid

Reward Type

Cash Back

Pros & Cons

Pros

  • No Annual Fee
  • High and Customizable Credit Limits
  • Cash Back Opportunities
  • No Credit Check
  • Unlimited Cards

Cons

  • Minimum Balance Requirements
  • Geographical Limitations
  • No Sole Proprietors
Ramp Corporate Card

Ramp Corporate Card

4.5

FinlyWealth Rating

APPLY NOW

on Ramp's website

Terms and conditions apply. Cards issued by Peoples Trust Company under license from Visa International.

Must have at least $25,000 in your primary business bank account to qualify.

Businesses must be a corporation or a limited liability company registered in Canada; sole proprietorships, partnerships, and unregistered businesses are not eligible.

Certain industries may be restricted from onboarding to Ramp (e.g. cryptocurrency and cannabis businesses).

Ramp cannot serve Quebec, Saskatchewan, or the territories (Yukon, Northwest Territories, and Nunavut).

Ramp Corporate Card
APPLY NOW

on Ramp's website