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National Bank Allure® Mastercard® Review
The Bottom Line
The National Bank Allure Mastercard is perfect for those looking to support a charitable cause while earning cash back on everyday purchases. The ability to contribute to the Quebec Breast Cancer Foundation with each transaction makes it a feel-good card for socially conscious users. While the rewards rate isn’t the highest, the lack of an annual fee and discounts on partner gift cards add value, making it a decent choice for no-fee cardholders who want to maximize savings on select purchases.
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Welcome Bonus
N/A
Rewards Rate
0.5% cashback
Cash Back
Annual Fee
$0
Interest Rates
20.99% / 22.49%
Rewards
- 0.5% cash back on all purchases
Insurance
Coverage
Purchase Protection
90 days
Extended Warranty
Up to 1 year
Eligibility
Credit Score
Very GoodAnnual Income
N/A
Card Details
Interest Rates
Purchase APR
20.99%
Cash Advance APR
22.49%
Balance Transfer APR
22.49%
Fees
Annual Fee
$0
Additional Cards
$0
Eligibility
Minimum Individual Income
N/A
Minimum Household Income
N/A
Credit Score Estimate
Very Good
Type
Pros & Cons
Pros
- Support a Cause: A portion of every purchase supports the Quebec Breast Cancer Foundation, allowing you to give back with every transaction.
- No Annual Fee: The card comes with no annual fee, making it cost-effective to use for everyday purchases.
- Discounts on Gift Cards: Enjoy a 10% discount on gift cards with Allure partners like Amerispa, Banana Republic, and Gap.
Cons
- Low Reward Rates: You earn only 1 point for every $2 spent, which translates to a modest return on your spending.
- Limited Insurance: Although it includes purchase protection and extended warranty, the overall insurance coverage is minimal compared to premium car
Get personalized rewards estimates — see exactly how much you could earn.
National Bank Allure® Mastercard® Cash Back Calculator
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on National Bank's website