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Meridian Visa Infinite Travel Rewards Card Review
The Bottom Line
The Meridian Visa Infinite Travel Rewards Card stands out primarily for its flexible reward options and considerable insurance coverage. With the ability to earn 1.5 points per $1 spent on all purchases and double points on foreign currency transactions, it offers a competitive edge for frequent travelers. Its extensive insurance benefits, including rare price protection, further bolster its appeal, making it a strong contender for those who meet the income requirements and reside in Ontario.
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on Meridian's website
This card is only available to residents of Ontario.
Welcome Bonus
Earn 7,000 reward points‡ on first purchase (up to $70 value)
Rewards Rate
1.5% - 3%
Points
Annual Fee
$99 $0
Interest Rates
19.50% / 21.99%
Rewards
- Earn 3 reward points for every $1 spent (3% cash back) on purchases made outside Canada in foreign currencies
- Earn 1.5 reward points for every $1 spent (1.5% cash back) on other eligible purchases
Insurance
Coverage
Purchase Protection
90 days
Extended Warranty
Up to 1 year
Mobile Device Insurance
Up to $1,000 per occurrence
Travel Accident
$1M per insured person per trip
Emergency Out of province Medical
48 daysEmergency Medical Over 65
15 days
Trip Cancellation
$2,000
Trip Interruption
$2,000
Baggage Delay
$500
Lost or Stolen Baggage
$1,000.svg)
Car Rental Damage & Theft
Max car value of $65k, up to 48 days
Price Protection
$100 per item, $500 per year
Benefits
Details
Visa Infinite Exclusive Benefits
Eligibility
Credit Score
GoodAnnual Income
$60,000 personal or $100,000 household
*Terms and conditions apply. Offer only available to residents of Ontario. ‡The 7,000 bonus points offer is available for all new Personal Meridian credit card account holders who (i) apply for a Meridian credit card between March 1 and May 31, 2025 (ii) make their first purchase with new Meridian credit card on or before June 30, 2025. This offer may not be combined or used in conjunction with any other offer. It is not available to existing Meridian credit cardholders. A maximum of 7,000 bonus points per Member is allowed and we will awarded to the Member’s primary account. Please allow up to two billing cycles for bonus points to post to your account. Meridian reserves the right to cancel, modify or withdraw this offer at any time. Meridian Credit Union is not responsible for maintaining the content on this site. Please click on the ‘Apply Now’ link for the most up to date information. Check here for full details and current product information.
Card Details
Interest Rates
Purchase APR
19.50%
Cash Advance APR
21.99%
Balance Transfer APR
21.99%
Fees
Annual Fee
$99
Additional Cards
$30
Eligibility
Minimum Individual Income
$60,000
Minimum Household Income
$100,000
Credit Score Estimate
Good
Type
Pros & Cons
Pros
- Versatile Rewards: Earn 1.5 points per dollar on all purchases, with double points on foreign currency purchases, enhancing travel savings.
- Impressive Insurance Coverage: Includes 11 types of insurance, featuring unique price protection which allows refunds on price drops of eligible items within 60 days.
- First Year Fee Waiver: The $99 annual fee is waived for the first year, adding initial value for new cardholders.
Cons
- Geographic Limitation: The card is exclusively available to residents of Ontario, limiting its accessibility.
- High Income Threshold: Requires a personal income of $60,000 or household income of $100,000, which may be prohibitive for some potential users.
Get personalized rewards estimates — see exactly how much you could earn.
Meridian Visa Infinite Travel Rewards Card Points Calculator
APPLY NOW
on Meridian's website