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WestJet RBC World Elite Mastercard

WestJet RBC World Elite Mastercard
Points Calculator

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Card Details & Review




Card Details

Card Details
Info

Card Type

Credit

Reward Type

Points

Our Rating

2.8/5

Institution

RBC

Loyalty Program

Fees & Rates

Annual Fee

$119

Additional Card Fee

$59

Interest Rates

Purchase: 20.99%

Cash Advance: 22.99%□

□ Cash advance rate for Quebec residents is 21.99%

Eligibility

Credit Score Estimate

Good

Annual Income

Personal: $80,000

Household: $150,000

Bonuses

Welcome Bonus

Get up to 45,000 WestJet points

Description

Get up to 45,000 WestJet points1, that's a value of up to $450 off the base fare. 25,000 WestJet Points after first purchase. 20,000 additional WestJet Points when you spend a minimum of $5,000 in the first 3 months on your card.

Rewards


  • Earn 2 points per $1 spent on WestJet flights or WestJet Vacations packages using your card
  • Earn 1.5 points per $1 spent on everyday purchases

Rewards Breakdown




Rewards Summary




Point Redemptions

Redemption Method

Net Value (After Annual Fee)





1To benefit from this offer, your application must be received and approved by Royal Bank of Canada (“Royal Bank”) between July 9 and October 21, 2025 (“Offer Period”). This offer only applies to new applications for a WestJet RBC World Elite Mastercard.

You will receive 25,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”). The Welcome WestJet Points will appear on your monthly credit card statement and in your WestJet Rewards account, accessible at westjet.com/account, up to six (6) weeks after your first purchase transaction date, provided that your WestJet RBC World Elite Mastercard credit card account (“Credit Card Account”) remains open and in good standing at that time, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.

To receive the additional 20,000 WestJet points (“Additional WestJet Points”), (i) a total of $5,000 (“Qualifying Transaction Amount”) or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) must be posted to your Credit Card Account within the first three (3) months of your Credit Card Account opening date (“Period”), and (ii) your Credit Card Account must remain open and in good standing at the time the Additional WestJet Points are awarded to your WestJet Rewards account, approximately six (6) weeks after the date you reach the Qualifying Transaction Amount. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions.

The transaction posting date of each Qualifying Transaction, not the transaction date, will determine whether the transaction will count towards the Qualifying Transaction Amount. This means that Qualifying Transactions that take place prior to the last day of the Period will not count towards the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Mastercard) or Royal Bank by the last day of the Period.

Only the primary cardholder on the Credit Card Account is eligible for this offer. Additional cardholders(s) (co-applicant and authorized user(s)), as well as existing cardholders on any RBC Royal Bank personal credit card account, transferring to a WestJet RBC World Elite Mastercard during the Offer Period, are not eligible for this offer.

If you close your Credit Card Account or change it for another type of RBC Royal Bank credit card before the Welcome WestJet Points or the Additional WestJet Points have been awarded to your WestJet Rewards account, you may not receive the points. This offer may not be combined or used in conjunction with any other offer. Royal Bank and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by us in our sole discretion. 

Card Details

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