Working hard in the background...
WestJet RBC Mastercard
Points Calculator
Card Details
Interest Rates
Purchase: 20.99%
Cash Advance: 22.99%□
□ Cash advance rate for Quebec residents is 21.99%
Annual Fees
Main Card: $39
Additional Cards: $19
Welcome Bonus
- Get up to 15,000 WestJet points1, a value of up to $150 off travel, with $1,000 in purchases in the first 3 months.
- Offer period: November 5, 2025 - February 4, 2026.
Annual Income
Personal: N/A
Household: N/A
Credit Score Estimate
300Poor
560Fair
660Good
725Very Good
760Excellent
Card Type
Credit
Finly Rating
1.9/5
Institution
RBC
How You Earn Rewards
- Earn 1.5 points per $1 spent on WestJet flights, WestJet Vacations, and Sunwing Vacations.
- Earn 1.5 points per $1 spent on restaurants, food delivery, digital subscriptions, streaming services, and digital games.
- Earn 1 point per $1 spent on everyday purchases
Rewards Breakdown
Rewards Summary
Point Redemptions
Redemption Method
Net Value (After Annual Fee)
Insurance & Benefits
Insurance
Coverage
Common Carrier Travel Accident Insurance
$500,000.svg)
Car Rental Damage & Theft
$65K up to 48 days
Baggage Delay
$500
Lost or Stolen Baggage
$500
Hotel Burglary Insurance
$2,500
Purchase Protection
90 days
Extended Warranty
Up to 1 year
Mobile Device Insurance
$1,500
Benefits
Details
.svg)
Gas Discount
save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada
Extra points
50 Be Well points for every $1 spent on eligible products at Rexall
Companion Voucher
Spend $2,500 annually for a companion voucher starting at $199 CAD (plus fees) for Canada/U.S. travel, or exchange it for a 25% flight discount or 5,000 WestJet points.
Pros & Cons
Pros
- Earn WestJet dollars that are easy to redeem for WestJet flights or vacation packages.
- Save 3 cents per litre on fuel at Petro-Canada and earn bonus Petro-Points.
Cons
- Limited earning potential with low return in WestJet points on most general purchases.
- Rewards are best used on WestJet travel, making them less flexible.
Legal
1To benefit from this offer, your application must be received and approved by Royal Bank of Canada (“Royal Bank”) between November 5, 2025 and February 4, 2026 (“Offer Period”). This offer only applies to new applications for a WestJet RBC Mastercard.
You will receive 5,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”). The Welcome WestJet Points will appear on your monthly credit card statement and in your WestJet Rewards account, accessible at westjet.com/account, up to six (6) weeks after your first purchase transaction date, provided that your WestJet RBC Mastercard credit card account (“Credit Card Account”) remains open and in good standing at that time, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.