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RBC U.S. Dollar Visa Gold

RBC U.S. Dollar Visa Gold
Review

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Card Details

Interest Rates


Purchase: 20.99%

Cash Advance: 22.99%□

Balance Transfer: 22.99%

□ Cash advance rate for Quebec residents is 21.99%

Annual Fees


Main Card: $65 USD

Additional Cards: $30

Annual Income


Personal: N/A

Household: N/A

Credit Score Estimate


300
Poor
560
Fair
660
Good
725
Very Good
760
Excellent

Welcome Bonus


N/A

Card & Reward Type


Card Type: Credit

Reward Type: Points

Loyalty Program: RBC Avion

Our Rating


3.2/5

Institution


RBC

Rewards


  • Earn 1 Avion point for every U.S. $1 you spend on qualifying purchases1.

Insurance & Benefits


Insurance

Coverage

  • purchase protection

    Purchase Protection

    90 days
  • extended warranty

    Extended Warranty

    1 year
  • heart lock

    Travel Accident

    $500,000
  • car insurance

    Car Rental Damage & Theft

    $65,000 MSRP
  • cancel airplane

    Trip Cancellation

    $2,500
  • pause

    Trip Interruption

    $2,500
  • hourglass timer

    Baggage Delay

    $500

No additional benefits available for this card.

Pros & Cons


Pros

  • 1 point per $1 spent on purchases.
  • No currency exchange fees on U.S. dollar purchases.
  • Extensive insurance coverages.

Cons

  • High annual fee of US$65.

1Avion points are earned on qualifying net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and certain bill payments), interest charges or fees, and credits for returns and adjustments will reduce or cancel the points earned by the amounts originally charged.


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