RBC U.S. Dollar Visa Gold Review

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The Bottom Line

Skip FX fees when you purchase in US dollars, collect rewards and make your US travels simpler since this card lets you keep your funds in U.S. dollars. While there are other better alternatives to this card that also let you skip FX fees, this card is a low reward and average card that also gives you decent insurance coverage.

RBC U.S. Dollar Visa Gold
RBC U.S. Dollar Visa Gold
RBC U.S. Dollar Visa Gold

3.2

Finly Rating
APPLY NOW

on RBC's website

Welcome Bonus

N/A

Rewards Rate

1x Point

Points

Annual Fee

$65 USD

Interest Rates

20.99% / 22.99%□

RECOMMENDED CREDIT SCORE

300
Poor
560
Fair
660⁎
Good
725⁎
Very Good
760⁎
Excellent
⁎Estimates based on Equifax scoring
Get your free credit score

Rewards

  • Earn 1 Avion point for every U.S. $1 you spend on qualifying purchases1.

Insurance

Coverage

  • purchase protection

    Purchase Protection

    90 days
  • extended warranty

    Extended Warranty

    1 year
  • heart lock

    Common Carrier Travel Accident Insurance

    $500,000
  • car insurance

    Car Rental Damage & Theft

    $65,000 MSRP
  • cancel airplane

    Trip Cancellation

    $2,500
  • pause

    Trip Interruption

    $2,500
  • hourglass timer

    Baggage Delay

    $500

Eligibility

  • Credit Score

    Good

  • Annual Income

    N/A

Card Details

Interest Rates

Purchase APR

20.99%

Cash Advance APR

22.99%□

Balance Transfer APR

22.99%

□ Cash advance rate for Quebec residents is 21.99%

Fees

Annual Fee

$65 USD

Additional Cards

$30

Eligibility

Minimum Individual Income

N/A

Minimum Household Income

N/A

Credit Score Estimate

Good

Type

Card Type

Credit

Reward Type

Points

Loyalty Program

RBC Avion (Elite) Rewards

Pros & Cons

Pros

  • Decent optimization
  • No currency exchange fees
  • Solid insurance

Cons

  • USD annual fee
RBC U.S. Dollar Visa Gold

RBC U.S. Dollar Visa Gold

3.2

FinlyWealth Rating

APPLY NOW

on RBC's website

1Avion points are earned on qualifying net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and certain bill payments), interest charges or fees, and credits for returns and adjustments will reduce or cancel the points earned by the amounts originally charged.


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