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pc insiders world elite mastercard

PC Insiders World Elite® Mastercard®
Points Calculator

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Card Details & Review




Card Details

Card Details
Info

Card Type

Credit

Reward Type

Points

Our Rating

2.9/5

Institution

PC Financial

Loyalty Program

Fees & Rates

Annual Fee

$120 (first year waived)

Additional Card Fee

$0 for the first 4

Interest Rates

Purchase: 21.99% - 26.99% (not for Quebec)

Cash Advance: 22.97% - 27.97% (not for Quebec)

Eligibility

Credit Score Estimate

Very Good

Annual Income

Personal: $80,000

Household: $150,000

Bonuses

Welcome Bonus

Up to 150,000 PC Optimum™ points ($150 value)

Description

Earn 150,000 PC Optimum™ points after you make a minimum of $3,000 CDN in total qualifying purchases with your new PC Insiders™ World Elite® Mastercard®. Purchases must be made within 4 months of the date of the PC Financial® email confirming that your account is approved. Qualifying purchases excludes refunds, cash advances, balance transfers, interest charges, fees, credit or debit adjustments.

Rewards


  • Up to 70 points per litre (7¢ / litre in points)* at Esso™ and Mobil™ stations in Canada (50 points / litre + 20 points / litre extra when you fill up over 150 litres in one calendar month)
  • 50 points per $1 dollar spent at Shoppers Drug Mart® stores
  • 40 points per $1 dollar spent at Loblaw® banner grocery stores (e.g. Loblaws®, Atlantic Superstore, Extra Foods, Fortinos, Loblaws, Maxi, Maxi® & cie, no frills®, Provigo, Real Canadian Superstore®, SaveEasy, SuperValu, valu-mart, Your Independent Grocer, Zehrs) 40 points per $1 spent Joe Fresh® stores
  • 20 points per $1 spent in PC travel
  • 10 points per $1 dollar spent on all other purchases
  • Unlimited $0 grocery delivery and pickup on eligible orders of $35 or more with a complimentary PC Express™ Pass (valued at $99.99 per year)

Rewards Breakdown




Rewards Summary




Point Redemptions

Redemption Method

Net Value (After Annual Fee)




Card Details

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